JPerry115 Posted March 10, 2015 Share Posted March 10, 2015 So I spoke with EX today and the rep informed me that she deleted the addresses. However, I received an email several hours later stating that the results were in. I checked and 1 of the addresses were gone, but the other 3, which are just 3 different variations of the same address are highlighted and says it means they're in pending status. Now that soes not mean the other 3 won't be removed does it? Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 10, 2015 Share Posted March 10, 2015 So I spoke with EX today and the rep informed me that she deleted the addresses. However, I received an email several hours later stating that the results were in. I checked and 1 of the addresses were gone, but the other 3, which are just 3 different variations of the same address are highlighted and says it means they're in pending status. Now that soes not mean the other 3 won't be removed does it? I will just assume they didn't want to remove them so I'll repeat the process tomorrow. If it doesn't work tomorrow I'll wait 3 weeks and try again! Quote Link to comment Share on other sites More sharing options...
baller4life4sure Posted March 11, 2015 Share Posted March 11, 2015 This worked like a charm. My step daughter was able to get the address that was associated with all baddies deleted. Thank you so very much!! Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 11, 2015 Share Posted March 11, 2015 They removed them!!! Quote Link to comment Share on other sites More sharing options...
baller4life4sure Posted March 11, 2015 Share Posted March 11, 2015 (edited) She removed most online. But the one that was attached to her baddies she couldn't. So she called bout an hr ago and said exactly what OP said. Guy was VERY nice! Deleted no problem Edited March 11, 2015 by baller4life4sure Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 11, 2015 Share Posted March 11, 2015 I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted Quote Link to comment Share on other sites More sharing options...
nysbadmk8 Posted March 11, 2015 Author Share Posted March 11, 2015 Address's are the first battle. Quote Link to comment Share on other sites More sharing options...
Italiannyc Posted March 11, 2015 Share Posted March 11, 2015 Sorry I'm new here but what does deleting my old addresses do? Any negatives I have on my report are from my previous address from many years ago Quote Link to comment Share on other sites More sharing options...
tweak Posted March 12, 2015 Share Posted March 12, 2015 Sorry I'm new here but what does deleting my old addresses do? Any negatives I have on my report are from my previous address from many years ago It makes it harder for the CRAs to verify that negative tradelines belong to you. They tie tradelines to you based on multiple points of information - and address is one of those data points. It is also a good idea to clean your old addresses off your reports, to prevent any future mail to you from being sent there again (potential for ID theft). EQ and TU will usually delete all old addresses with no question. EX will push back on old addresses tied to negative tradelines. Search for the Master EX Address thread. Quote Link to comment Share on other sites More sharing options...
dimitricredit Posted March 12, 2015 Share Posted March 12, 2015 Has anyone ever filed a FTC ID theft report affidavit, it looks pretty official when you print it up, I wonder if this can be used if they still refuse to delete addresses? Quote Link to comment Share on other sites More sharing options...
tweak Posted March 12, 2015 Share Posted March 12, 2015 Has anyone ever filed a FTC ID theft report affidavit, it looks pretty official when you print it up, I wonder if this can be used if they still refuse to delete addresses? Only do this if you really are a victim of ID theft. I think it is illegal to file a false ID theft claim. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted March 12, 2015 Share Posted March 12, 2015 Has anyone ever filed a FTC ID theft report affidavit, it looks pretty official when you print it up, I wonder if this can be used if they still refuse to delete addresses? Only do this if you really are a victim of ID theft. I think it is illegal to file a false ID theft claim. Yes, bad idea, like trying to flush a pork tenderloin down the toilet. Quote Link to comment Share on other sites More sharing options...
CreditNewb15 Posted March 12, 2015 Share Posted March 12, 2015 (edited) I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted My negative line is attached to my SSN. So even though my name and address do not match anything on my credit reports, they continue to validate. I suppose SSN trumps everything else. Edited March 12, 2015 by CreditNewb15 Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 12, 2015 Share Posted March 12, 2015 I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted My negative line is attached to my SSN. So even though my name and address do not match anything on my credit reports, they continue to validate. I suppose SSN trumps everything else. What negative is attached to your social? Quote Link to comment Share on other sites More sharing options...
CreditNewb15 Posted March 12, 2015 Share Posted March 12, 2015 (edited) I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted My negative line is attached to my SSN. So even though my name and address do not match anything on my credit reports, they continue to validate. I suppose SSN trumps everything else. What negative is attached to your social? It's a CC CO. Never went to a CA, stuck with the OC. (so many acronyms lol) You would probably have more luck with literally ANY other type of negative. EX deleted the address associated with the CO and I mailed off a dispute to them last week, so I should know something for sure this month. Edited March 12, 2015 by CreditNewb15 Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 12, 2015 Share Posted March 12, 2015 I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted My negative line is attached to my SSN. So even though my name and address do not match anything on my credit reports, they continue to validate. I suppose SSN trumps everything else. What negative is attached to your social? It's a CC CO. Never went to a CA, stuck with the OC. (so many acronyms lol) You would probably have more luck with literally ANY other type of negative. EX deleted the address associated with the CO and I mailed off a dispute to them last week, so I should know something for sure this month. As long as address is removed you should be fine Quote Link to comment Share on other sites More sharing options...
CreditNewb15 Posted March 12, 2015 Share Posted March 12, 2015 I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted My negative line is attached to my SSN. So even though my name and address do not match anything on my credit reports, they continue to validate. I suppose SSN trumps everything else. What negative is attached to your social? It's a CC CO. Never went to a CA, stuck with the OC. (so many acronyms lol) You would probably have more luck with literally ANY other type of negative. EX deleted the address associated with the CO and I mailed off a dispute to them last week, so I should know something for sure this month. As long as address is removed you should be fine All 3 CRAs verified without a matching address once already. Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 12, 2015 Share Posted March 12, 2015 I just hope now they are about removing the negatives since there isn't an address there. I only have a Cap 1 entry, BK, and 2 medicals to remove and I got the addresses associated with them deleted My negative line is attached to my SSN. So even though my name and address do not match anything on my credit reports, they continue to validate. I suppose SSN trumps everything else. What negative is attached to your social? It's a CC CO. Never went to a CA, stuck with the OC. (so many acronyms lol) You would probably have more luck with literally ANY other type of negative. EX deleted the address associated with the CO and I mailed off a dispute to them last week, so I should know something for sure this month. As long as address is removed you should be fine All 3 CRAs verified without a matching address once already. Which Card? Quote Link to comment Share on other sites More sharing options...
CreditNewb15 Posted March 12, 2015 Share Posted March 12, 2015 Bank of America Quote Link to comment Share on other sites More sharing options...
EricDET Posted March 12, 2015 Share Posted March 12, 2015 I was able to delete 4 old addresses from my report and 7 from my wife's with multiple derogatory accounts tied to the addresses just with the simple letter why chat has for the hipaa process. Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 12, 2015 Share Posted March 12, 2015 Bank of America Bank of America What did you dispute it as and did you send follow up disputes? Quote Link to comment Share on other sites More sharing options...
CreditNewb15 Posted March 12, 2015 Share Posted March 12, 2015 (edited) Bank of America Bank of America What did you dispute it as and did you send follow up disputes? "Someone with same or similar name" because BOA has a name that is the incorrect middle initial. That came back verified. Submitted a jackattack dispute via snail mail and on online. Selected "other" and uploaded the same jackattack letter I snail mailed. Edited March 12, 2015 by CreditNewb15 Quote Link to comment Share on other sites More sharing options...
JPerry115 Posted March 12, 2015 Share Posted March 12, 2015 Bank of America Bank of America What did you dispute it as and did you send follow up disputes? "Someone with same or similar name" because BOA has a name that is the incorrect middle initial. That came back verified. Submitted a jackattack dispute via snail mail and on online. Selected "other" and uploaded the same jackattack letter I snail mailed. Not familiar with BOA Quote Link to comment Share on other sites More sharing options...
CreditNewb15 Posted March 12, 2015 Share Posted March 12, 2015 They evidently have a reputation of being extremely difficult to get removed. I spent a week on and off the phone with their Executive Office threatening to sue for reporting incorrectly. They spent an entire week getting everything in order and ended up correcting their reporting errors instead of just deleting. Quote Link to comment Share on other sites More sharing options...
villarino1k Posted March 13, 2015 Share Posted March 13, 2015 How are people getting addresses deleted off through chat? Also, how do I find out which address is associated to a charge off/collections? I paid for myfico and transunion to see if it shows on there and it doesn't. It just shows my old address and such Quote Link to comment Share on other sites More sharing options...
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