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Validation Sent, PFD Question

The last post in this topic was posted 2267 days ago. 


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I recently obtained validation information from Midland Funding regarding an account in collections. I CM-RRR'ed the DV letter to them last month.


I am with-in SOL in Louisiana. SOL ends around 03/2015.


I want to try to have them delete the TL off my CRs.


I want to send a PFD letter for a settlement amount. I won't lowball since I know I'm inside SOL, somewheres around 55%-70% of total.


I know its a touchy area sending PFD Settlement letter within SOL.


My question is, lets say I send the letter, they do not accept the settlement. Will they send something back stated something to the affect of "no we don't want partial payment blah blah". and then I can send another PFD for the full amount?


Just looking for the best route of action to have them delete by paying the least I have to.


Thanks in advance.

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Most would not respond at all to the PFD letter, there are a few that would counter but most of them are outside the SOL. If you send it just watch the courthouse so they dont sneak in a lawsuit. Good luck :)

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