Validation Sent, PFD Question

[DeputyJ]

I recently obtained validation information from Midland Funding regarding an account in collections. I CM-RRR'ed the DV letter to them last month.

 

I am with-in SOL in Louisiana. SOL ends around 03/2015.

 

I want to try to have them delete the TL off my CRs.

 

I want to send a PFD letter for a settlement amount. I won't lowball since I know I'm inside SOL, somewheres around 55%-70% of total.

 

I know its a touchy area sending PFD Settlement letter within SOL.

 

My question is, lets say I send the letter, they do not accept the settlement. Will they send something back stated something to the affect of "no we don't want partial payment blah blah". and then I can send another PFD for the full amount?

 

Just looking for the best route of action to have them delete by paying the least I have to.

 

Thanks in advance.

[moosetracks]

Most would not respond at all to the PFD letter, there are a few that would counter but most of them are outside the SOL. If you send it just watch the courthouse so they dont sneak in a lawsuit. Good luck