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Chances of Amex card approval


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I just apped a month or so back with a 720 and got 6k with two COs from 2008 and their respective collections reporting.

 

I wouldn't have apped knowing what I know now, but I got lucky so....

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I would App a Citi/Chase card or two first.

 

I dont get to obsession with Amex other then D*

 

 

I was approved with 723... But 100% clean.. and it was only a 1K limit.

 

"I don't get the obsession with massage parlors, other than the happy endings."

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I would use WhyChat's dispute to get the collections removed first if you are wanting a revolver. You'll probably get a higher starting limit. If you want a charge card, you should be easily approved right now.

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Scores are 720 according to mortgage pulls. However, I have two medical collections ($25) & (58) unpaid from 2010. What are the chances of approval?

 

I would say your chances are very good. Your collections are 4 years old and under $100, so I doudt it would make an impact.

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