Student Loan paid through tax refund

[ashnlyss]

Hello all! This is my first post

 

I have South Carolina Student Loans that were in default. My state income tax refund this year paid them off entirely.

 

What can I do to have some of the negative information reporting on my credit updated to show this was paid in full? I'm worried it will not update because it was paid through tax garnishment.

 

Does anyone have information or experience in this regard?

[hodap2001]

Welcome to the boards!

 

Because it was paid through tax offset - it will be reported as a paid collection account and not paid in full - all derogatory remarks will remain; however, some people will suggest that you write a goodwill letter; however, there is absolutely no guarantee that it will work.

 

Good Luck to you!

[ashnlyss]

Welcome to the boards!

 

Because it was paid through tax offset - it will be reported as a paid collection account and not paid in full - all derogatory remarks will remain; however, some people will suggest that you write a goodwill letter; however, there is absolutely no guarantee that it will work.

 

Good Luck to you!

 

Thank you very much! I will try a GW letter and hope they have mercy on me

[hodap2001]

Your most welcome! I hope you find this board useful and come back to give us a status update or if you need any guidance or information - there are a lot of great subject matter experts on this board!