Dynamic Recovery Solutions -- Obvious Scam Letter

[seetheworld1]

So today I got a letter from DRS dated April 1. It informed me that I owed AT&T $250 and offered to work with me on payment. How generous of them. Well I’ve been an AT&T customer for a year and never been in arrears. The account number cited by DRS doesn’t have the faintest relationship to my actual account number. It's obviously a scam. Does it require a regular DV letter or something else? I’ve never written a DV before -- but I’ve read a lot here so know how to do it – but just want to make sure I proceed correctly. How has this company not lost its license to collect in my state (NY)? And who do I complain to in order to get that ball rolling to make it happen? The AG? As always, thanks for your help.

[cashnocredit]

It's probably just an error in identification. Since they have your address I would just write them a letter stating that you have a current ATT account and have never even been late so there must be some mistake and to please correct their records.

[ICANHASMUNY?]

So today I got a letter from DRS dated April 1. It informed me that I owed AT&T $250 and offered to work with me on payment. How generous of them. Well I’ve been an AT&T customer for a year and never been in arrears. The account number cited by DRS doesn’t have the faintest relationship to my actual account number. It's obviously a scam. Does it require a regular DV letter or something else? I’ve never written a DV before -- but I’ve read a lot here so know how to do it – but just want to make sure I proceed correctly. How has this company not lost its license to collect in my state (NY)? And who do I complain to in order to get that ball rolling to make it happen? The AG? As always, thanks for your help.

 

 

Account # _________________

 

Dear _____________

 

 

I don't know what ( name ) account you are referencing - a) I don't recognize this account or account number. I' have an account with AT&T, it is current and the phone still works. c) it's possible you're attempting to collect from the Wrong person.

 

 

But just to make sure this isn't a case of mistaken Identity, or ID theft that I don't know about,

 

1.) Please provide the date the account was charged off or defaulted, please provide the account # and what type of account or loan it was.

 

2.) Please provide the full name, SS # and addresses associated with the account

 

3) Please provide a full explaintation of how your firm arrived at the amount due - principal, fees, charges interest.

 

Please note that under the FDCPA, you not only have to verify the amount owed and the original creditor,

 

but you also have to verify that you are collecting from the correct person

 

Please don't send form letters asking me for more information, I've advised you the nature of my dispute under the FDCPA ; You're the ones claiming I owe this , and this is a reasonable request for information.

If by some chance I ever find your firm reporting this as a collection account on my credit reports, I will turn this over to an attorney for review and legal action in federal court for FDCPA and FCRA violations;

[seetheworld1]

 

So today I got a letter from DRS dated April 1. It informed me that I owed AT&T $250 and offered to work with me on payment. How generous of them. Well I’ve been an AT&T customer for a year and never been in arrears. The account number cited by DRS doesn’t have the faintest relationship to my actual account number. It's obviously a scam. Does it require a regular DV letter or something else? I’ve never written a DV before -- but I’ve read a lot here so know how to do it – but just want to make sure I proceed correctly. How has this company not lost its license to collect in my state (NY)? And who do I complain to in order to get that ball rolling to make it happen? The AG? As always, thanks for your help.

 

 

Account # _________________

 

Dear _____________

 

 

I don't know what ( name ) account you are referencing - a) I don't recognize this account or account number. I' have an account with AT&T, it is current and the phone still works. c) it's possible you're attempting to collect from the Wrong person.

 

 

But just to make sure this isn't a case of mistaken Identity, or ID theft that I don't know about,

 

1.) Please provide the date the account was charged off or defaulted, please provide the account # and what type of account or loan it was.

 

2.) Please provide the full name, SS # and addresses associated with the account

 

3) Please provide a full explaintation of how your firm arrived at the amount due - principal, fees, charges interest.

 

Please note that under the FDCPA, you not only have to verify the amount owed and the original creditor,

 

but you also have to verify that you are collecting from the correct person

 

Please don't send form letters asking me for more information, I've advised you the nature of my dispute under the FDCPA ; You're the ones claiming I owe this , and this is a reasonable request for information.

If by some chance I ever find your firm reporting this as a collection account on my credit reports, I will turn this over to an attorney for review and legal action in federal court for FDCPA and FCRA violations;

 

ICAN, you are a gem; this is great. Thanks very much! I'll send this off right away.