Question on b* for EQ with list and for TU

[mrmoti]

hello everyone , I'm new here , after reading on this forum as a guest I want to join and to introduce my self and my report

 

my question is how long do you think I will start get b* on my EQ base on this report form today?

 

I pull daily with MPM , SCP , TUP , ECP.

and I have also pulls form CK.

 

I don't how to find my TU soft , after reading here still can't find. :-/

 

 

Inquiries that may impact your credit rating:

 

AMERICAN EXPRESS TRS CO, INC 03/08/14, 09/24/13, 09/16/13, 08/21/13
CAPITAL ONE BANK USA NA 09/16/13
Comenity Bank/ANNTYLR 09/11/13
DISCOVER FINANCIAL SERVICE 03/12/14
DSRM NATIONAL BANK 08/27/13
FINGERHUT/WEBBANK 03/13/14
STERLING 03/21/14
TD/BANKUSA/TARGET CREDIT 07/25/13
WELLS FARGO BANK 05/23/13, 05/21/13

 

Inquiries that do not impact your credit rating:

 

AR-CAPITAL ONE 03/17/14
CONSUMERINFO 05/24/13
CONSUMERINFO.COM 03/07/14
PRM ONL-Comenity Bank/BRYLNHME 03/22/14
PRM ONL-Comenity Bank/BUCKLE 03/22/14
PRM ONL-COMENITYBANK/COLDWATER CREEK 03/22/14
PRM ONL-Comenity Bank/EXPRESS 03/21/14
PRM ONL-COMENITY BANK/JCREWINC 03/21/14
PRM ONL-COMENITY BANK/JSSCLNDN 03/22/14
PRM ONL-Comenity Bank/KINGSIZE 03/22/14
PRM ONL-COMENITY BANK/LOFT 03/22/14
PRM ONL-Comenity Bank/ONESTPLS 03/21/14
PRM ONL-COMENITY BANK/ROAMANS 03/22/14
PRM ONL-Comenity Bank/WOMNWTHN 03/22/14
PRM ONL-COMENITY CAPITAL/BLAIR 03/22/14
PRM ONL-COMENITYCAPITAL/GOLDVIOLIN 03/28/14
PRM ONL-COMENITYCAPITAL/SOLUTIONS 03/28/14
AR-CONSUMERINFO.COM 08/20/13
EQUIFAX 02/12/14, 01/20/14, 09/22/13
Equifax Consumer Services 04/05/14
ND-Equifax Consumer Services 04/09/14
ND-Equifax Consumer Services 04/08/14
ND-Equifax Consumer Services 04/05/14
ND-Equifax Consumer Services 04/05/14
ND-Equifax Consumer Services 04/05/14
EXPERIAN RPTS 05/23/13
FINGERHUT 03/13/14
QUIZZLE, LLC 04/04/14
QUIZZLE, LLC. 04/04/14
TRUECREDIT/COVERDELL MY 03/28/14
TRUECREDIT/VERTRUE 04/08/14, 04/07/14, 04/06/14, 04/05/14, 04/04/14, 04/02/14, 04/01/14, 03/30/14, 03/29/14, 03/27/14
AR-WELLS FARGO BANK NA 05/21/13

 

 

 

THANK YOU FOR YOUR HELP

[chugs102]

hello everyone , I'm new here , after reading on this forum as a guest I want to join and to introduce my self and my report

 

my question is how long do you think I will start get b* on my EQ base on this report form today?

 

I pull daily with MPM , SCP , TUP , ECP.

and I have also pulls form CK.

 

 

Welcome.

 

You've just shot yourself in the foot. You won't be B* EQ with those pullers (SCP and TUP are for B* TU). You're almost certainly on the EQ C* list.

[shifter]

my question is how long do you think I will start get b* on my EQ base on this report form today?

almost certainly

 

never.

[Occam]

The Master DO NOT Just Jump Into B* Thread

 

I don't believe a single person has ever read this before jumping in.

 

But hope springs eternal... maybe someone will see this thread and click before it's too late.

[chugs102]

Occam, you're too optimistic.

 

Newbies like to shoot themselves in the foot around here. Rather than boosting scores by doing real credit repair, many look for shortcuts and try to raise their FICO scores by a few points via B*.

[policebox]

The Master DO NOT Just Jump Into B* Thread

 

I don't believe a single person has ever read this before jumping in.

 

But hope springs eternal... maybe someone will see this thread and click before it's too late.

 

Don't lose hope. I read the master b* thread before I started. But actually, I was not attempting b* directly, since my credit report is too ugly for it to make a difference. I had an interest in it because it happened to my TU report as a side effect of pulling Smart Credit every day. Not because of attempting b*, but just because of my compulsion to see my credit report every day.

[HoustonLynne]

 

The Master DO NOT Just Jump Into B* Thread

 

I don't believe a single person has ever read this before jumping in.

 

But hope springs eternal... maybe someone will see this thread and click before it's too late.

 

Don't lose hope. I read the master b* thread before I started. But actually, I was not attempting b* directly, since my credit report is too ugly for it to make a difference. I had an interest in it because it happened to my TU report as a side effect of pulling Smart Credit every day. Not because of attempting b*, but just because of my compulsion to see my credit report every day.

 

Ditto.

I followed the Master thread for the sheer novelty of the idea...and the daily dose of comic relief. Not only did I inadvertently B* on TU...I did it on EQ...with EC, to boot. I had been using EC for eons, so I figured I was being C* anyway. (I was so clueless that I didn't know I WASN'T on the block...seriously.) To this day, the only C* I've received was a result of S*C* day back in February, when I was C* the day she put my lost TLs back on my report. It's as if I was inoculated with EQ anti-C*, and they have to send in the Evil Doctor to do a manual hack. I even ASKED them to C* me once when I couldn't pull EC for a while last year, and it took 5 calls and a firm cancellation attempt to get someone to shave off a few of my pulls so I could access EC again. YMW-DEFINITELY-V.

 

Haven't had anything to B* since last September, before EC died as an option, but I also use MPM these days for obsessive monitoring. Haven't been C*...yet. I just assume I'm on the C*-Block Backlog List, and as soon as I need to B*, my number will come up. Then I'll hop on the CCMP (full USAA member) and Amex trains.

Edited April 9, 2014 by HoustonLynne

[policebox]

 

 

The Master DO NOT Just Jump Into B* Thread

 

I don't believe a single person has ever read this before jumping in.

 

But hope springs eternal... maybe someone will see this thread and click before it's too late.

 

Don't lose hope. I read the master b* thread before I started. But actually, I was not attempting b* directly, since my credit report is too ugly for it to make a difference. I had an interest in it because it happened to my TU report as a side effect of pulling Smart Credit every day. Not because of attempting b*, but just because of my compulsion to see my credit report every day.

 

Ditto.

I followed the Master thread for the sheer novelty of the idea...and the daily dose of comic relief. Not only did I inadvertently B* on TU...I did it on EQ...with EC, to boot. I had been using EC for eons, so I figured I was being C* anyway. (I was so clueless that I didn't know I WASN'T on the block...seriously.) To this day, the only C* I've received was a result of S*C* day back in February, when I was C* the day she put my lost TLs back on my report. It's as if I was inoculated with EQ anti-C*, and they have to send in the Evil Doctor to do a manual hack. I even ASKED them to C* me once when I couldn't pull EC for a while last year, and it took 5 calls and a firm cancellation attempt to get someone to shave off a few of my pulls so I could access EC again. YMW-DEFINITELY-V.

 

Haven't had anything to B* since last September, before EC died as an option, but I also use MPM these days for obsessive monitoring. Haven't been C*...yet. I just assume I'm on the C*-Block Backlog List, and as soon as I need to B*, my number will come up. Then I'll hop on the CCMP (full USAA member) and Amex trains.

 

 

Since I like to obsessively monitor my reports and am not actively pursing b*, I wonder if I should opt for a triple bureau puller instead of just Smart Credit. I am a banking member of USAA (no insurance though because I'm not a full member), but I think I could get CCMP.

 

My needs are that I can pull all three bureaus, that I can do it daily, and that the product is dirt cheap. Would CCMP qualify or are there other options that would fit my picky needs?

[mrmoti]

Thank you all for the answer .

I know TUP and CSP are for TU

And MPM is for both.

ECP is for EQ

 

I didn't understand the answer here because

it's seem that I do mistake.

 

tell me what I need to do please...

 

Just for more info:

MPM - sign on - 4/1/14

ECP - sign on - 4/5/14

TUP and CSP - sign on - 4/6/14

And I pull almost evreyday.

[cezarius30]

You need to do a little more reading before you jump into *B, obviously you are not ready. There is the master thread where you will find all your answers.

[shifter]

ECP - sign on - 4/5/14

and there's your death right there.

[mrmoti]

all the time I have to rush!!! now I need to pay and this is the price

 

so how I can help myself now? close that ? what to do ?

[chugs102]

Thank you all for the answer .

I know TUP and CSP are for TU

And MPM is for both.

ECP is for EQ

 

 

 

MPM only B* EQ. That is, if you're not on the C* block already.

[BW1216]

ECP/ECA/EQC doesn't count anymore, either...

Edited April 10, 2014 by BW1216

[Occam]

all the time I have to rush!!! now I need to pay and this is the price

 

so how I can help myself now? close that ? what to do ?

1) Don't worry about TU or counting your softs there. Just keep pulling SCP & TUP and it will soon be clean.

 

2) Once on the C* list you are on it for life. You probably made the list the day you signed up for EC.

 

There's still a slim chance you aren't. You could continue with MPM daily, stop pulling EC, keep your nose clean and hope. Do that and you'll know for sure in about 2 1/2 months.

 

Otherwise you're now in the same boat as most of us and B* for you just got a lot harder. You'll need to read a lot and use 3 pullers perfectly. And even then... things beyond your control can cost an extra month.

[mrmoti]

 

all the time I have to rush!!! now I need to pay and this is the price

 

so how I can help myself now? close that ? what to do ?

1) Don't worry about TU or counting your softs there. Just keep pulling SCP & TUP and it will soon be clean.

 

2) Once on the C* list you are on it for life. You probably made the list the day you signed up for EC.

 

There's still a slim chance you aren't. You could continue with MPM daily, stop pulling EC, keep your nose clean and hope. Do that and you'll know for sure in about 2 1/2 months.

 

Otherwise you're now in the same boat as most of us and B* for you just got a lot harder. You'll need to read a lot and use 3 pullers perfectly. And even then... things beyond your control can cost an extra month.

 

 

 

THANK YOU , I will close right now the ECP !

and hope the MPM will do hs job

 

by the way when I subscribing to ECP there was a problem with my subscribing so I call them and then on the phone they subscribing me... there are no different by subscribing online or by phone right?

[mrmoti]

i called EQ today and they close my ECP.

now what can I do?

[BobWang]

[chugs102]

i called EQ today and they close my ECP.

now what can I do?

 

 

Go read the newbie threads.

[HoustonLynne]

Since I like to obsessively monitor my reports and am not actively pursing b*, I wonder if I should opt for a triple bureau puller instead of just Smart Credit. I am a banking member of USAA (no insurance though because I'm not a full member), but I think I could get CCMP.

 

My needs are that I can pull all three bureaus, that I can do it daily, and that the product is dirt cheap. Would CCMP qualify or are there other options that would fit my picky needs?

Depends on what you call "dirt cheap" -- as the experts tell us here, CCMP alone is the way to go, in the beginning...which would include pre-B* days, in your case, I would imagine.

 

Assuming you are successful in getting them to give you the $11-ish price after upgrade, that's your best bet. Otherwise, it's $22-ish...and still your best bet.

[mrmoti]

 

Since I like to obsessively monitor my reports and am not actively pursing b*, I wonder if I should opt for a triple bureau puller instead of just Smart Credit. I am a banking member of USAA (no insurance though because I'm not a full member), but I think I could get CCMP.

 

My needs are that I can pull all three bureaus, that I can do it daily, and that the product is dirt cheap. Would CCMP qualify or are there other options that would fit my picky needs?

Depends on what you call "dirt cheap" -- as the experts tell us here, CCMP alone is the way to go, in the beginning...which would include pre-B* days, in your case, I would imagine.

 

Assuming you are successful in getting them to give you the $11-ish price after upgrade, that's your best bet. Otherwise, it's $22-ish...and still your best bet.

 

 

 

wrong quote... I didn't write that :-/

i don't have a USAA account .

I can't open account there.

[HoustonLynne]

 

 

Since I like to obsessively monitor my reports and am not actively pursing b*, I wonder if I should opt for a triple bureau puller instead of just Smart Credit. I am a banking member of USAA (no insurance though because I'm not a full member), but I think I could get CCMP.

 

My needs are that I can pull all three bureaus, that I can do it daily, and that the product is dirt cheap. Would CCMP qualify or are there other options that would fit my picky needs?

Depends on what you call "dirt cheap" -- as the experts tell us here, CCMP alone is the way to go, in the beginning...which would include pre-B* days, in your case, I would imagine.

 

Assuming you are successful in getting them to give you the $11-ish price after upgrade, that's your best bet. Otherwise, it's $22-ish...and still your best bet.

 

 

wrong quote... I didn't write that :-/

i don't have a USAA account .

I can't open account there.

I was responding to the other person, since they quoted me in their question a few posts earlier...sorry for the confusion.

But as has been stated, you CAN use CCMP...even if you're not eligible for any other USAA products. (If you've already posted some unique-to-you situation that would negate this, I apologize. I'm speaking as a general rule.)

See the How-To Thread here: http://creditboards.com/forums/index.php?showtopic=518054