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Posted

I have looked through a lot of topics, and cannot seem to find out whether Bill Me Later is a soft pull or not. I received an e-mail saying that I have been given a special offer of credit, and has given me a button to apply. I do not want a hard pull, does anyone have experience with this?


Posted

I am fairly certain that when I applied there was no hard pull, but I can't be 100% certain. I do know for sure that the tradeline does not appear on any credit bureaus.

Posted

I have looked through a lot of topics, and cannot seem to find out whether Bill Me Later is a soft pull or not. I received an e-mail saying that I have been given a special offer of credit, and has given me a button to apply. I do not want a hard pull, does anyone have experience with this?

The first pull is hard. Subsequent pulls are soft.

Posted

The first pull is hard. Subsequent pulls are soft.

 

 

Unless you're like me, and get even use the account. Every time I type in the information it is submitted as a new application and then declined because Equifax is frozen. It's gotten old and I don't understand why it happens or why they can't just have it as a regular payment option on PayPal.

Posted

 

The first pull is hard. Subsequent pulls are soft.

 

 

Unless you're like me, and get even use the account. Every time I type in the information it is submitted as a new application and then declined because Equifax is frozen. It's gotten old and I don't understand why it happens or why they can't just have it as a regular payment option on PayPal.

 

I'm not sure I totally understand your post. I do use the account. It started at $400 and every time I go over that number, it approves me and auto raises my limit. In 6 months it's grown to $2,700. It is set up as my preferred payment method on Paypal and works as such consistently.

The last post in this topic was posted 4309 days ago. 

 

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