Jump to content
Member? but forgot everything, can't log in... Frozen out??? ×

THIS IS A POLITICS-FREE ZONE.

Beware of the ARS/ICS Anti-Freeze Inquiry

HoustonLynne

By HoustonLynne
in Credit Forum

 Share

The last post in this topic was posted 3850 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts


HoustonLynne

HoustonLynne

Posted
  • Author
Posted

What personal info did you include in your letters? Do they require SSN, ID or utility bill?

 

ARS (and maybe IDA) specifically requested a copy of my DL/ID; the letter included my full name, address, DOB and SSN. I didn't include any copies of my social sec card or a utility bill.

funkiehouse

funkiehouse

Posted
Posted

 

What personal info did you include in your letters? Do they require SSN, ID or utility bill?

 

ARS (and maybe IDA) specifically requested a copy of my DL/ID; the letter included my full name, address, DOB and SSN. I didn't include any copies of my social sec card or a utility bill.

 

 

Thanks. I was thinking about doing this a while back when I read something about this. I think it's time to move forward.

Occam

Occam

Posted
Posted (edited)

For most people, this is a waste of time.

 

Clarification: Freezing, I mean!

Edited by Occam
shifter

shifter

Posted
Posted

So they're a CRA...but not a CRA when it comes to being able to request things be corrected?

yes, you can dispute with them.

 

I got my file and disputed with them already.

Guest

Guest

Posted
Posted

So they're a CRA...but not a CRA when it comes to being able to request things be corrected?

Yup. Sounds like just about exactly the bile they would try to say to you..

 

Sent from my SCH-I605 using Tapatalk

BDK

BDK

Posted
Posted

For most people (excluding peeps on CB), this is a waste of time.

 

Clarification: Freezing, I mean!

Especially us app-crazies! :P

Guest

Guest

Posted
Posted

 

For most people (excluding peeps on CB), this is a waste of time.

 

Clarification: Freezing, I mean!

Especially us app-crazies! :P

May I ask why freezing them would be a waste of time?

 

Sent from my SCH-I605 using Tapatalk

HoustonLynne

HoustonLynne

Posted
  • Author
Posted

 

 

For most people (excluding peeps on CB), this is a waste of time.

 

Clarification: Freezing, I mean!

Especially us app-crazies! :P

May I ask why freezing them would be a waste of time?

 

Sent from my SCH-I605 using Tapatalk

 

I took this to mean that "normal people" (whatever that looks like) would never have any need to do this...but I like to think of this as a place where credit junkies (such as myself) can hang out and not be judged -- a place where folks "understand me."

 

IOW...you aren't included in "most people"...probably no one on this thread would qualify for "most people", in this context. :wave:

HoustonLynne

HoustonLynne

Posted
  • Author
Posted

 

 

There's a marked difference between being judged for being a CJ and being judged for being a smart@$$...however, you carry both crosses with aplomb. :grin:

:D

 

Funniest part of that thread is that I wasn't being a smart flowers and gave solid advice for a change. :P

 

True...but where were you last night when I needed you to back me up on this astute observation...?

http://creditboards.com/forums/index.php?showtopic=505416&p=5006271

cv91915

cv91915

Posted
Posted

 

 

 

There's a marked difference between being judged for being a CJ and being judged for being a smart@$$...however, you carry both crosses with aplomb. :grin:
:D

Funniest part of that thread is that I wasn't being a smart flowers and gave solid advice for a change. :P

True...but where were you last night when I needed you to back me up on this astute observation...?

http://creditboards.com/forums/index.php?showtopic=505416&p=5006271

 

 

 

There's a marked difference between being judged for being a CJ and being judged for being a smart@$$...however, you carry both crosses with aplomb. :grin:
:D

Funniest part of that thread is that I wasn't being a smart flowers and gave solid advice for a change. :P

True...but where were you last night when I needed you to back me up on this astute observation...?

http://creditboards.com/forums/index.php?showtopic=505416&p=5006271

:lol: OMG, how DID I miss that?

tophie

tophie

Posted
Posted

Okay I'm firing off my freeze letters. Can't have them lurking and trying to disrupt my *evil* plans... eh, I can't make it sound like it does in my head... probably because there is no sound... but anyway, letter is being sent today!

  • 2 months later...
cv91915

cv91915

Posted
Posted

 

also IDA fax number

(858) 312-6275

I just faxed out requests to both for both my wife and me.

 

Fax won't connect for me... Sigh..

858 is a San Diego area code. Fax it to me and I can drop it off when I'm back home on Friday. :D

  • 1 year later...
john100

john100

Posted
Posted

I froze my ARS (ICS) & IDA (SageStream) recently and was wondering if there are any other similar stealth "bureaus" I should consider freezing. Is Lakeside separate from ARS? What about Amex and Discover, what do they use (since Issuers' Clearinghouse Service is for Visa and MasterCard)?... Any help is greatly appreciated!

The last post in this topic was posted 3850 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
 Share
Go to topic listing



  • Member Statistics

    • Total Members
      190435
    • Most Online
      9039
    mhudson323
    Newest Member
    mhudson323
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

Pages

×
×
  • Create New...

Important Information

Guidelines

  I accept