Never Late on Student Loand- Credit shows otherwise

[tlamb1924]

Hi,

 

 

Im still in school and my student loans- Which Originated with Wells fargo and has been transferred serveral times- Are currently listed with PAST DUE 90 days!!

 

HOW CAN THIS BE?

 

I need assistance on how to effectiviely dispute these past due items because they're having a negative effect on my scores.

 

HELP

 

 

 

[LynnInMN]

Are these private loans??? Have you talked to them?? Double check with them on your enrollment status??? Where you out of school for any extended period of time???

[hodap2001]

Did you send your loan holder proof of your in-school status?? You have to remember that you must maintain at least a half-time status to ensure your loans do not enter repayment. At any time did you drop to a less than half time status?? If so, then you are responsible for triggering the early repayment on your loan.

[tlamb1924]

The problem I'm having is that the loan has transferred again- they are now with US DEPT OF EDUCATION SECURED AND UNSECUR E D LOANS- I've been enrolled since 2012 and 2013 shows a late period. I'm sending a letter to US tomorrow to try and track down the correct information. I just hate it's reporting this on all 3 bureau's .

[tlamb1924]

Did you send your loan holder proof of your in-school status?? You have to remember that you must maintain at least a half-time status to ensure your loans do not enter repayment. At any time did you drop to a less than half time status?? If so, then you are responsible for triggering the early repayment on your loan.

I can do this tomorrow - the other crazy thing is my school- ITT still receives funds from them for my classes- definite clerical error that I have to track down

[hodap2001]

Did you ever drop to a less than half time status at ITT??

[tlamb1924]

Did you ever drop to a less than half time status at ITT??

 

No been full time since i started but i checked the online profile this morning and it looks like when my account was transferred over, thats when the information improperly reported.

[hodap2001]

Okay, get it fixed right away!

[dmefoc]

tlamb, are you me? I found this message board today to bring up the exact same thing. Showing 90 days late on like 7 of the loans which is of course killing my score. I have been a student non-stop for a few years now and will be continuing to do so through my masters.

 

I'm a bit peeved.

[hodap2001]

What is your issue dmefoc? - Start a new thread please.

Edited March 31, 2014 by hodap2001

[LKH]

I believe dmefoc was just commenting that he/she is in a similar situation.

[hodap2001]

Gotcha!