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Need advice on removing a recent medical collection


The last post in this topic was posted 3634 days ago. 

 

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Hi,

 

I am so upset at myself for this, but I had several doctor fees that appeared on my report and in my attempt to begin cleaning up my credit I paid them all off, but in doing so, I requested from each collection agency to remove their posted derogatory info from my report, and they did except for one - Eastern Accounts Systems. When I called them to request this to be removed, they said it is simply is not there policy to remove this from my credit report. So, I ask how long they will consider before removing and they plainly said it takes 7 years for something like this to drop off - Really dude! for 60 bucks.

 

Need advice on what other steps I can take to have this removed. I don't want to dispute this because I have found that sometimes disputing items on your report can cause items to permanently linger.

 

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Follow these steps:

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

http://www.whychat.5u.com/GUIDE%20HIPAA%20PROGRAM.html

 

It is a VERY BAD idea to pay a CA, you are lucky that some of the CAs deleted. Or DID THEY REPLACE IT WITH A PAID COLLECTION??

 

If you paid Eastern Accounts Systems and they are still reporting it as an unpaid collection then you may have a problem.

 

You will need to send the initial dispute letter to each CRA where ANY medical account is reporting, paid or unpaid.

http://whychat.5u.com/hipaadisp.html

 

I don't know where you got the idea that disputing to the CRAs could cause an account to "linger" that is NOT TRUE

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The last post in this topic was posted 3634 days ago. 

 

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