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What does "No Data Available" mean in a credit report?


Cyborger
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The last post in this topic was posted 3915 days ago. 

 

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In April of 2013 I paid off my auto loan in full. In January 2014 I requested my credit report by mail. When I received my Equifax report, everything seemed to be in order. However, from May 2013 to December 2013 it has my loan listed as "No Data Available". Does this mean that they assume that I still have the loan? Shouldn't it had stopped at April or something?

 

I tried asking this question to people online but everyone misunderstands me. They think that I'm asking why the loan is on my report if it's been paid. That is NOT what I'm asking. I get that things stay on your report for X amount of years. What I'm asking about are those months AFTER I had paid off my loan. The months in which I had no bills or payments because it had already been paid in full.

Edited by Cyborger
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that means there's no data.[

 

does it say closed/paid as the status or does it still show open?

It says the closed/paid thing. I just find it odd that those months are up there.

 

 

It just means it wasn't reported. As long as it is close/paid with no negatives the rest doesn't matter.

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