After unsuccessful Jack Attack... what do you recommend?

[surfit]

Hi all,

 

I've searched and I can't find a general consensus on the boards.

 

I disputed 4 TLs with each of the 3 CRAs. I was very specific in my disputes, "Monthly amount not provided", "Open date of jan 23, 2009 incorrect, please change or delete". Of the disputes, only 1 came back as deleted and that was because the CA didn't respond in time.

 

Major failure.

 

I'm wondering what should be my next step? All are outside of the SOL for Cali. Most are parking tickets, cc's, and a couple cable/cell accounts. I've offered to PFD for most of these, only to hear that they 'don't do that".

 

Would the 623 method be recommended? if not, what?

 

THANKS SO MUCH. I'M STRANDED but I am motivated to continue, just stuck a little right now...

[shifter]

send another Jack Attack letter with different specific items disputed for each account.

 

you did leave some other items to dispute and not send every single one in the first letter, right?

[surfit]

I think I left 1 or 2 for each account for a round 2. Have people had success with a 2nd round submission? Is that the 2nd step that most agree works best?

 

I feel like it was a waste of time. Or maybe my hopes were too high? Everything is worth trying and nothing is guaranteed, but I was sure hoping for more...

 

THANKS!!

[shifter]

I think maybe your hopes were too high.

 

credit repair is a long journey.

 

you got 1 removed. that's progress.

[TX-Bluebonnet]

Hi all,

 

I've searched and I can't find a general consensus on the boards.

 

I disputed 4 TLs with each of the 3 CRAs. I was very specific in my disputes, "Monthly amount not provided", "Open date of jan 23, 2009 incorrect, please change or delete". Of the disputes, only 1 came back as deleted and that was because the CA didn't respond in time.

 

Major failure.

 

I'm wondering what should be my next step? All are outside of the SOL for Cali. Most are parking tickets, cc's, and a couple cable/cell accounts. I've offered to PFD for most of these, only to hear that they 'don't do that".

 

Would the 623 method be recommended? if not, what?

 

THANKS SO MUCH. I'M STRANDED but I am motivated to continue, just stuck a little right now...

 

For the ones that weren't deleted, did they actually update the missing/incorrect info that you disputed?

[surfit]

They updated about half of them with the missing/wrong info. The other half were verified as is, though there IS legitimate incorrect data showing on all of these, which is why they were disputed.

 

Maybe a 1-2 punch or a D/V would be in order to get the ones that were just verified by the CAs corrected?

Edited March 20, 2014 by surfit