Question On The 623 Method Of Dispute

[DONTGIVEUP2014]

I am planning on disputing negatives on my CR with the 623 Method of Dispute. For anyone that is familiar with this method, I have a question. I read somewhere that if you are using this method, that after you receive a letter of validation from the CRAs that you should call up the CC company and ask if they have any records of you. You have to get the reps name and employee ID number. When you write the 623 letter to the OC, you should put that information in your letter. Anyone that has tried this method.... Do you think that this is a needed step, or do you think that just a letter to the CC company saying that the CRA verified the debt is enough.

 

Thanks~

[bcco]

Never tried calling, I received a thick package with all kinds of irrelevant docs from Chase when I 623'd them.