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TU B* Journey...So It Begins (Any Help Greatly Appreciated!)


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Two of my TU inquiries dropped off of my reports from Smart Credit and Credit Karma, but they are still showed up on a full report I obtained from TransUnion. So, are those inquiries b* or not?

 

Your actual report is the only thing that "counts".

 

Silly question, but I have to ask... Was the full report pulled after the inquiries fell off of SC and CK?

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Two of my TU inquiries dropped off of my reports from Smart Credit and Credit Karma, but they are still showed up on a full report I obtained from TransUnion. So, are those inquiries b* or not?

 

Your actual report is the only thing that "counts".

 

Silly question, but I have to ask... Was the full report pulled after the inquiries fell off of SC and CK?

 

 

According to Smart Credit, the first inquiry dropped off beginning 03/05/2014 and the second dropped off beginning 03/12/2014. The TransUnion report is from 03/14/2014, which still lists them both.

Edited by policebox
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Two of my TU inquiries dropped off of my reports from Smart Credit and Credit Karma, but they are still showed up on a full report I obtained from TransUnion. So, are those inquiries b* or not?

this has been discussed ad nauseum.

 

the TU backdoor shows your enhanced report which will always continue to show all inqs.

 

as long as they don't show up on external sites, they are B*d.

 

Your actual report is the only thing that "counts".

I would recommend doing more reading before attempting to answer B* questions.

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