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TU B* Journey...So It Begins (Any Help Greatly Appreciated!)


MsIndependent
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I am starting my TU B* journey. I've read many, many threads and feel like I'm ready to get started. There is only 1 inquiry on here, but I figure I'd start with TU get the skills down and then move on to EQ, which has a whopping 7 inquiries. Here is what I have.

 

Last hard was on 2/14/14
Pulling softs since 2/20 using
* MPM (daily)
* SCP (daily)
Random Softs
* Credit Karma (2/12, 2/28, 3/7, 3/14)
* Walmart Fico (3/5)
I *believe* I’ll hit 65 on 3/31/14 (Based on a spreadsheet and some hope)
Does that sound right? Any other daily pullers I could use. Wasn’t sure if it made sense to add TrueCredit.com (or myscore.com) for that matter. Although since you can see softs on TC...I'm not sure that is a good idea. I have read conflicting posts about C* on TU. If there really is no C* on TU, I'll cadd TC. If there is ...another puller seems prudent.
Planning to start B* on EQ once the March C* is confirmed. It is believed to be the 16-21. Although BobWangs chart SEEMS to indicate it happens on Saturday for NYC, so that would either be the 22nd, I think.
Any insight greatly appreciated!!
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MPM/CK/etc don't really help for TU B* outside of a couple of softs.

 

if you want to add another puller besides SCP, the only one is TUP.

 

but you only need 56 for B*, not 65. where are people getting this 65 number?

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MPM/CK/etc don't really help for TU B* outside of a couple of softs.

 

if you want to add another puller besides SCP, the only one is TUP.

 

but you only need 56 for B*, not 65. where are people getting this 65 number?

It's from WELL before your time and only changed mysteriously to 55/56 a year or two ago.

 

I've NEVER cared what the number is anyways, just pull daily until inqs are gone. It's completely brainless. Many other things are much more important. :)

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What is TUP? Also, smart credit looks like $24.95/month for unlimited pulls?

 

TUP is Transunion Plus and it's too expensive to use unless an emergency IMHO

 

for SC use this link for $9.95/month http://www.smartcredit.com/tim

 

TU B* could not be any simpler

 

it's less than two months of pulling and the price is fantastic

Edited by lucky4
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I've NEVER cared what the number is anyways, just pull daily until inqs are gone. It's completely brainless. Many other things are much more important. :)

Exactly. I don't even track it, just pull and wait.

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You guys are awesome. For EQ B*, which pullers are the best for my $$ now-a-days?

EQ B* takes an eternity. Lucky are the people that are not on the C* list. I would rather pull for 90 days, than pay for multiple pullers.

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What is TUP? Also, smart credit looks like $24.95/month for unlimited pulls?

 

TUP is Transunion Plus and it's too expensive to use unless an emergency IMHO

 

for SC use this link for $9.95/month http://www.smartcredit.com/tim

 

TU B* could not be any simpler

 

it's less than two months of pulling and the price is fantastic

 

Just signed up for SC... I am going to do B for TR first to get practice for EQ. Thanks everyone for the great info.

Edited by parisamour
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Why is TU B* a journey?!!

 

It's a simple mindless thing, just pulling reports for 2 months with a single puller.

 

Why are you even bothering with 1 inquiry? Don't you have better things to do with your credit profile?

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Why is TU B* a journey?!!

 

It's a simple mindless thing, just pulling reports for 2 months with a single puller.

 

Why are you even bothering with 1 inquiry? Don't you have better things to do with your credit profile?

 

The only other thing I have to do is my 7 EQ inquiries. Waiting for the March C* date passes until I begin the Equifax B* journey. Wanted to make sure I understood the fundamentals, first. Lowering my utilization one month at a time. Looking to have it ~10% and paying down my student loans in the next six months.

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