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Hey CB! I have a question that I can't figure out the answer to, so I'm posing it to all of you wise folks on here in hopes that I can get this resolved.


I have an outstanding c/o with University of PHX from 2009 that has been a thorn in my side for ages. I shouldn't have been charged because I never attended the classes but anyone who's familiar with U of P knows they are money-hungry asshats. Needless to say, every dispute I've sent in has come back verified. I've written their dispute management office asking for proof of the debt and they've given me the run around. I've written the BBB and FINALLY had it deleted from my TU but it remains on my EQ and EX. I just received a letter from a CA, Asset Recovery, offering me the opportunity to pay 25% of the debt owed. My question to you all is should I write back that I will accept the offer if U of P deletes the TL from EQ and EX? The CA hasn't reported this YET but I know it will be soon, so I plan to send in a DV to them first. What should I do -- I'm confused about what steps to take here!


Thanks in advance! :)

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PFD... Check SOL... If they wont take PFD.. FOAD them if Sol is past.

I believe it's still within SOL. I'm in VA and from what I've read, SOL on written contracts would be 5 yrs. It wouldn't be 5 years until Sept. 2014.

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