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Credit Sweep


alplouis
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It is not a scam but for the large amount of money, some kind of "attorneys" collect a signature from you that "you are a identity fraud victim" and with this case clears your credit report's leaving you with a bunch of "fraud alerts"on them. Also they usually never tell you how they do it, and you don't even know that you were a fraud victim. + even if they clear everything out, usually negative tradelines start coming back one by one and you have to deal with them again by yourself.

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It is not a scam but for the large amount of money, some kind of "attorneys" collect a signature from you that "you are a identity fraud victim" and with this case clears your credit report's leaving you with a bunch of "fraud alerts"on them. Also they usually never tell you how they do it, and you don't even know that you were a fraud victim. + even if they clear everything out, usually negative tradelines start coming back one by one and you have to deal with them again by yourself.

Can't you just remove your old addresses that are linked to your CR's with the bad Tradelines so they can't come back on your CR like people have been doing with EX? I was A victim of identity theft 4 years ago I had some stuff on my CR that wasn't mines and addresses from other states that I never lived at before. All I had to do is show my police report to the CA's that i had to file and they removed all the fraud accounts and addresses linked to them Tradelines off my CR

Edited by truckerbonk
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It is not a scam but for the large amount of money, some kind of "attorneys" collect a signature from you that "you are a identity fraud victim" and with this case clears your credit report's leaving you with a bunch of "fraud alerts"on them. Also they usually never tell you how they do it, and you don't even know that you were a fraud victim. + even if they clear everything out, usually negative tradelines start coming back one by one and you have to deal with them again by yourself.

Can't you just remove your old addresses that are linked to your CR's with the bad Tradelines so they can't come back on your CR like people have been doing with EX? I was A victim of identity theft 4 years ago I had some stuff on my CR that wasn't mines and addresses from other states that I never lived at before. All I had to do is show my police report to the CA's that i had to file and they removed all the fraud accounts and addresses linked to them Tradelines off my CR

 

Yes, you can do it yourself easily if you were an actual ID fraud victim. And that will not cost you thousands of dollars. Only some hours of work. Credit sweep companies are usually offering you to clear your credit reports if you simply messed up your credit, and want to clear negative items and collections from it.

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I dont, but i know few people who tried to do this. Out of 4-5 ppl only one did it at the end. Rest of them stuck in the middle of process and obviously lost money. Lots of them. If you are a victim of ID fraud, you can do sweep by yourself with $0 cost. If you want to "easy" fix your credit for 2-3K $$$ - you are taking a big risk of simply loosing your money. Most of these companies will tell you that they are using "coding system" or "super smart attorneys" or anything else to "quickly remove negative items from your reports", but all they do is file a case with credit bureaus for you as ID fraud victim, and trying to remove these items as they "do not belong to you, because someone stole your identity. That's a FRAUD what they are doing. Usually after first round of letters all 3 credit reports freezes your reports, and inputs an "extended fraud alert" on all 3 reports, and you have then to deal it on your own. Sometimes they will ask you for a police reports, proof etc... which you don't even have it. And then you stuck! and no way back... So before you want to do this - you may think twice...

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I dont, but i know few people who tried to do this. Out of 4-5 ppl only one did it at the end. Rest of them stuck in the middle of process and obviously lost money. Lots of them. If you are a victim of ID fraud, you can do sweep by yourself with $0 cost. If you want to "easy" fix your credit for 2-3K $$$ - you are taking a big risk of simply loosing your money. Most of these companies will tell you that they are using "coding system" or "super smart attorneys" or anything else to "quickly remove negative items from your reports", but all they do is file a case with credit bureaus for you as ID fraud victim, and trying to remove these items as they "do not belong to you, because someone stole your identity. That's a FRAUD what they are doing. Usually after first round of letters all 3 credit reports freezes your reports, and inputs an "extended fraud alert" on all 3 reports, and you have then to deal it on your own. Sometimes they will ask you for a police reports, proof etc... which you don't even have it. And then you stuck! and no way back... So before you want to do this - you may think twice...

WOW. Good information. Thanks for sharing.

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