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Starting all over again......


Ms_B_Haven06
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The last post in this topic was posted 3244 days ago. 

 

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I use to be on the board back in 2008-2010 while I was fixing up my credit to apply for cards to boost score and to prepare to purchase a car.

 

I do not know my score at the moment, Discover Card statement has 2/24/14 FICO 657.

 

My utilization is crappy at the moment but hey I'm working on that too.

 

I come to you guys today wondering what I should do about a card that I closed and paid off....

 

JCP opened in 12/2007, closed in 4/2013. I have 3 conservative months of lates from 12/2012-2/2013, besides that I had perfect payment history.

 

Should I try to get it deleted bc of the negative or is there something else I can do considering that I already closed the card?

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