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Posted (edited)

So in my journey on repairing my credit, prior to learning of whychats HIPPA process, I sent a debt validation letter to a collection agency for a medical collection account that was showing on my credit report. They eventually got around to validating and in doing so, sent me a copy of the bill from the hospital. The full itemized bill with procedures listed (in abbreviated medical terms). This has to be a clear violation of HIPPA law, doesnt it? I'm new to learning this HIPPA stuff, but I certainly would think that would be a huge no-no. If they are in violation of HIPPA law, how should I proceed?

Edited by bman1029

Posted

Doing research most of the morning. I can't seem to find a clear answer whether this is a violation of HIPPA. It would certainly seem to me that it is, but again, I can't find any guidance.

Posted

Why Chat developed the HIPAA Letter Program, and he's the expert. He'll be around to give you more info soon. Just hang tight. But I can tell you that it is not necessarily a HIPAA violation. If you signed a HIPAA release form for the medical provider (the OC or original creditor), and if there was a legitimate outstanding balance due, then the OC (healthcare provider) had the right to provide this kind of information to its business partner(s) for the purpose of collecting payment. Having said that, you'll want to wait for Why Chat's sage guidance on your specific situation.

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