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Chase Auto Finance (last derog) - Need some help from the gurus

Blue Demp

The last post in this topic was posted 3234 days ago. 


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So far I've had great success here from advice from you all. This is my last derog, and I'm hoping to have a clean report by removing it. I just sent an e-mail to (what I think is) Chase Executive office, and hopes they can help. Any help is greatly appreciated. Thanks!


PS this is paid in full.


POB 901003
FT WORTH, TX 76101-2003
(800) 336-6675
Date Opened: 01/26/2006
Responsibility: Individual Account
Account Type: Installment Account
Balance: $0
Date Updated: 11/30/2009
High Balance: $10,305
Pay Status: >Account Paid in Full, was
a Repossession<
Terms: $364 per month, paid
Monthly for 42 months
Date Closed: 11/30/2009
>Maximum Delinquency of 60 days in 08/2009<
Estimated month and year that this item will be removed: 09/2016
10/2009 09/2009 08/2009 07/2009 06/2009 05/2009 04/2009 03/2009 02/2009 01/2009
Rating 30 OK 60 30 OK OK OK OK OK OK12/2008 11/2008 10/2008 09/2008 08/2008 07/2008 06/2008 05/2008 04/2008 03/2008
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Below is my e-mail to the CEO - so far no response... it's been 3 days.




I am writing to see whether Chase Auto Finance would consider making a goodwill adjustment to the credit reporting bureaus on our closed car loan. I am asking whether Chase Auto Finance would remove the adverse late payment and settlement reporting from these accounts in reporting to the credit bureaus.

Unfortunately, in 2009, I took advantage of our relationship and failed to submit my monthly payment on time. It was an exceptionally busy and chaotic time in my life as I was balancing school, moving, and juggling a full time job. I fully respect my obligations to Chase and have repaid every penny I owe and am now working diligently to amend my relationship with you and regain your trust. I have since opened personal credit cards, as well as a car loan in 2012 and haven’t been late.


If what I’m asking is too much, then any goodwill adjustment to the reporting bureaus would be most appreciated. Regardless of your decision, please know that I thank you for helping me at a time when it was needed, and I hope to do business with Chase again one day.


The tradeline appears to be accurate. They repoed for the remaining balance $800, they sold the car for $5K, and sent me check for $4200. I'm at the point I'm willing to pay to remove it from my credit report. The other thing to note, it is my oldest account.

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  • 4 weeks later...

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