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Should I call them back? (202-803-5785)


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I received a call at 8:15 this morning on my cell phone from 202-803-5785. The automated message was babbling on about bank fraud, so I hung up knowing it was a scam. My cell phone is currently the only phone number listed on any of my reports.

 

My parents just called and they had a message on their machine from the same number and they mentioned my name on the recording. My parents live 1000 miles away from me and their number is not listed on my report.

 

I Googled the number and it appears to be a collection agency, possibly Integrated Recovery Solution. They are no where on my report and I have never had a cash advance or bounced a check, which is what everyone is saying they call for.

 

Should I call them back? If so, what can I say? It seems they get pretty hostile with people, which could be fun!

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I would not call them back but WHEN they do call back and they will, THEN I would play with them. I got this scam call(s) in December and January and did just that until the last one where I finally told them they were wasting their time because I knew it was a scam and would NEVER pay them a dime. Silence since. To date despite the threats NO ONE has ever showed at my house to arrest me, serve me, or haul off my possessions for sale. My personal favorite is we will call your employer: great give it a go. I am self employed!

 

I simply warn friends and family to utter a profanity followed by SCAMMER! and hang up on them. I let them know what the purpose of the call is and not to panic and give them ANY money.

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Do I have to tell them the call is being recorded?

 

I'm not a lawyer, but I would consider their phone system telling you that calls may be recorded as them agreeing to a possible recording as well. If it ever went to a lawsuit, your lawyer could let you know if having such a recording would be helpful to your case.

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Do I have to tell them the call is being recorded?

 

I'm not a lawyer, but I would consider their phone system telling you that calls may be recorded as them agreeing to a possible recording as well. If it ever went to a lawsuit, your lawyer could let you know if having such a recording would be helpful to your case.

 

 

 

:good:

 

 

It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

:good: As long as you know what you're doing.

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It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

Sure you will rack up the violations but if this IS a scammer then they are using a spoofed phone number and likely are not even in the USA. If they do have a USA address it is most likely a mail drop box where you can't serve them with a lawsuit. They make flagrant violations because they KNOW you can't do squat about it. Even consumer attorneys won't chase them because it is a waste of time.

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It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

Sure you will rack up the violations but if this IS a scammer then they are using a spoofed phone number and likely are not even in the USA. If they do have a USA address it is most likely a mail drop box where you can't serve them with a lawsuit. They make flagrant violations because they KNOW you can't do squat about it. Even consumer attorneys won't chase them because it is a waste of time.

 

 

I called the number back and it was legitimate. They are trying to get me to pay an old debt that is past SOL

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still illegal phone calls,

 

file a complaint with the FTC. and the CFPB.

 

I just filed a complaint with the CFPB, thans!

 

When I try the FTC I go to:

 

File a complaint > Credit and debt > Debt > A company other than the original creditor collecting a debt

 

and then get the message:

 

"Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau handles complaints about financial products or services, and may be able to help you directly. You should file your complaint with the CFPB at www.consumerfinance.gov or toll free at 855-411-2372
Thank you for visiting the FTC Complaint Assistant."
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It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

Sure you will rack up the violations but if this IS a scammer then they are using a spoofed phone number and likely are not even in the USA. If they do have a USA address it is most likely a mail drop box where you can't serve them with a lawsuit. They make flagrant violations because they KNOW you can't do squat about it. Even consumer attorneys won't chase them because it is a waste of time.

 

 

I called the number back and it was legitimate. They are trying to get me to pay an old debt that is past SOL

 

 

So you think.

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It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

Sure you will rack up the violations but if this IS a scammer then they are using a spoofed phone number and likely are not even in the USA. If they do have a USA address it is most likely a mail drop box where you can't serve them with a lawsuit. They make flagrant violations because they KNOW you can't do squat about it. Even consumer attorneys won't chase them because it is a waste of time.

 

 

I called the number back and it was legitimate. They are trying to get me to pay an old debt that is past SOL

 

 

So you think.

 

 

Sorry, I meant the phone number was legitimate, meaning they weren't calling from a spoofed number.

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It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

Sure you will rack up the violations but if this IS a scammer then they are using a spoofed phone number and likely are not even in the USA. If they do have a USA address it is most likely a mail drop box where you can't serve them with a lawsuit. They make flagrant violations because they KNOW you can't do squat about it. Even consumer attorneys won't chase them because it is a waste of time.

 

 

I called the number back and it was legitimate. They are trying to get me to pay an old debt that is past SOL

 

 

So you think.

 

 

Sorry, I meant the phone number was legitimate, meaning they weren't calling from a spoofed number.

 

 

I know. I'm just messing with ya.

 

I was reading about scams from this phone number on the inter webs. They use many other-than-ethical methods to scare people. Did you happen to get a name or did I miss that?

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It seems they get pretty hostile with people, which could be fun!

 

This sounds like a perfect reason to call them back and have a laugh at their expense.

 

 

That's what I was thinking. Racking up some FDCPA violations is an added bonus.

 

 

Sure you will rack up the violations but if this IS a scammer then they are using a spoofed phone number and likely are not even in the USA. If they do have a USA address it is most likely a mail drop box where you can't serve them with a lawsuit. They make flagrant violations because they KNOW you can't do squat about it. Even consumer attorneys won't chase them because it is a waste of time.

 

 

I called the number back and it was legitimate. They are trying to get me to pay an old debt that is past SOL

 

 

So you think.

 

 

Sorry, I meant the phone number was legitimate, meaning they weren't calling from a spoofed number.

 

 

I know. I'm just messing with ya.

 

I was reading about scams from this phone number on the inter webs. They use many other-than-ethical methods to scare people. Did you happen to get a name or did I miss that?

 

 

Worldwide Requisitions in Washington, DC. I talked to Timothy Brunswick

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Yeah...25 pages of complaints since December all saying the same thing...somebody bought a portfolio of payday loans that is probably 10 years old, or maybe a database of information on people who have visited payday lending sites. 2 choices here...ignore them, or jack with them.

 

I would jack with them, but that might just be because I'm easily bored and like a change now and then... :grin:

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Yeah...25 pages of complaints since December all saying the same thing...somebody bought a portfolio of payday loans that is probably 10 years old, or maybe a database of information on people who have visited payday lending sites. 2 choices here...ignore them, or jack with them.

 

I would jack with them, but that might just be because I'm easily bored and like a change now and then... :grin:

 

Exactly what I was thinking. They acquired a boat load of BS and they are trying to collect on it. Maybe I should call them and ask if they have anything under my name I could pay.. oops I mean sue them for! :grin:

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Yeah...25 pages of complaints since December all saying the same thing...somebody bought a portfolio of payday loans that is probably 10 years old, or maybe a database of information on people who have visited payday lending sites. 2 choices here...ignore them, or jack with them.

 

I would jack with them, but that might just be because I'm easily bored and like a change now and then... :grin:

 

Exactly what I was thinking. They acquired a boat load of BS and they are trying to collect on it. Maybe I should call them and ask if they have anything under my name I could pay.. oops I mean sue them for! :grin:

 

 

 

:good::rofl:

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The sad thing is that this is probably quite lucrative for these scammers, because when most people get a phone call from a stranger accusing them of "fraud," they panic and are willing to pay to make it go away.

This. After reading some of the posts in the 25 pages on 800 Notes, I would venture a guess that there are a lot of people who paid.

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The sad thing is that this is probably quite lucrative for these scammers, because when most people get a phone call from a stranger accusing them of "fraud," they panic and are willing to pay to make it go away.

 

This. After reading some of the posts in the 25 pages on 800 Notes, I would venture a guess that there are a lot of people who paid.

:(

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^^^ Same way that, if most people saw vehicle or ghost driver heading straight at them, all that most people would do is slam on the brakes and put their hands in front of their face, hoping the airbag would save them, if they even have one - as opposed to being trained how to put the car into a "spin," to put as much car between them and the oncoming vehicle as possible, assuming there is nowhere to swerve. (Think about it.. what would YOU do if a car was coming straight at you, and you were blocked into a lane by another car.)

 

It also always amazes me how the scammers have a legitimate way/method to process payment to get paid, even so all their info is spoofed... not sure why people dont put two and two together: If police WERE coming to a house to serve a warrant, THEN would you be able to just pay your way out of it in lieu of arrest? NO.... and only scammers would tell you that....

Edited by rslifkin
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