Target Approved 2k after IIB!!!!!!

[Charger12]

Had a Target store card opened back in 1999 which converted to the visa around 2004 or so. Credit limit was 12k. IIB for about $600 in 2012. Unfroze my Eq to try my luck tonight and instantly approved for 2k!!!!! Very shocked at the limit. EQ score 676 as of 1/28/13.

 

 

 

You're approved!

 

Congratulations your application has been approved.

You have been approved for a Target® Credit Card with a credit limit of $2,000.

Don't forget you can use your new Target Credit Card in Target stores or on Target.com.

You should get your Target Credit Card within 7-10 days.

Do you know about Target Pharmacy® Rewards and Take Charge of Education®? Learn more about these programs.

[moosetracks]

Congrats

 

If I remember correctly a new bank took over issuing cards for Target this may have been a plus for you

[Charger12]

Congrats

 

If I remember correctly a new bank took over issuing cards for Target this may have been a plus for you

 

Thanks gdale6. Previously Target National Bank was the issuer when I had the card and I believe TD bank had just taken them over when I IIB. But definitely a plus!

[moni08]

Congrats!!

 

 

Well ain't this a bia..ch Lol

Maybe I need to stop paying them to get an increase around these parts.

[Charger12]

Congrats!!

Well ain't this a bia..ch Lol

Maybe I need to stop paying them to get an increase around these parts.

Lol

[Wisecredit]

do you have any late payments in your credit history?

[JunkBuyersWorstNightmare]

How many inquiries did you have when they pulled?

[Charger12]

Since Bk have a clean history , 100% on time payments. 3% utilization on about 20k in open credit lines. 3 inquiries within last 12 months on EQ.

[JunkBuyersWorstNightmare]

The only reason they declined me (instantly) was "too many inquiries."

[Charger12]

The only reason they declined me (instantly) was "too many inquiries."

That's insane. How many INQ did you have?

[moni08]

I wonder if I close my Target card and then reapply will I get a better CL? Hmmm...

[Charger12]

Try calling for a CLI

 

Sent from my SGH-T889 using Tapatalk

[JunkBuyersWorstNightmare]

 

The only reason they declined me (instantly) was "too many inquiries."

That's insane. How many INQ did you have?

 

 

 

At the time, 11 or 12.

[Charger12]

I had previously applied about 3-4 months after BK dsch but was instantly declined both times due to the previous account IIB. But no hard pull on my CR thankfully for those two declines. I guess after a year they finally had a change of heart. Hope you get approved later on down the line!

 

Sent from my SGH-T889 using Tapatalk

[JunkBuyersWorstNightmare]

I had previously applied about 3-4 months after BK dsch but was instantly declined both times due to the previous account IIB. But no hard pull on my CR thankfully for those two declines. I guess after a year they finally had a change of heart. Hope you get approved later on down the line!

 

Sent from my SGH-T889 using Tapatalk

 

They did a HP on TU for me.

[SeekingWealth]

Approved only a $300 CL I froze EQ and Exp forcing them to pull TU. Instant decision!

 

Sweet I am in with TD Bank now which is better known for Ameritrade to you traders out there.

Edited March 17, 2014 by SeekingWealth