CRA dispute - 30 days no response

[23tony]

So it's been 30 days since I sent my disputes. TU responded immediately with a deletion. EQ and EX have not responded yet. What I'm wondering is - how long do I give after the end of the 30 days for them to actually get a response to me?

 

Are they required to respond? What do you do if they don't?

 

 

[moosetracks]

Its actually 30 business days not calendar days and then the law allows 5 days for mail to get to you. Yes they have to give you a response and for non compliance the CFPB is your friend.

[mendelssohn]

Was it a free report? If so, they have 45 days.

[23tony]

Was it a free report? If so, they have 45 days.

 

Paid, received by mail.

 

 

Its actually 30 business days not calendar days and then the law allows 5 days for mail to get to you. Yes they have to give you a response and for non compliance the CFPB is your friend.

 

Thanks for that clarification - I thought it was calendar days. I'll reset my counter, then!