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The Master "Which Issuers Will Combine Limits?" Thread


cv91915
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Will:

 

Bank of America (may require an additional hard pull)

http://creditboards.com/forums/index.php?showtopic=523680&p=4973996

 

Will Not:

 

Citi (may let you steal from the CL on an existing card if that's the only way to approve you for a new card)

http://creditboards.com/forums/index.php?showtopic=524413&p=4981395)

 

 

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Will:

Bank of America (may require an additional hard pull)

http://creditboards....23680&p=4973996

 

Barclays

http://creditboards....howtopic=487490

 

Chase

http://creditboards.com/forums/index.php?showtopic=466509&p=4884063

 

Will Not:

Citi (may let you steal from the CL on an existing card if that's the only way to approve you for a new card)

http://creditboards....4413&p=4981395)

Edited by cv91915
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If I'm understanding you correctly. Amex will let you pull credit limits from a card opened more than 13 months old and transfer it to another card. The minimum you have to leave on a card is $500. I'm in the process of transferring my $24k from BCP to SPG and old Blue. I plan to close BCP in March.

 

 

Sent from my iPad using Tapatalk HD

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Will:



American Express - Revolving Cards ("donor" card must be 13 months old; must leave $500 on "donor" card)


http://creditboards.com/forums/index.php?showtopic=524538&p=4982507



Bank of America (may require an additional hard pull)


http://creditboards....23680&p=4973996



Barclays


http://creditboards....howtopic=487490



Chase


http://creditboards....66509&p=4884063



Will Not:



Citi (may let you steal from the CL on an existing card if that's the only way to approve you for a new card)


http://creditboards....4413&p=4981395)


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Someone update for cap 1 and gecrb and discover please...

GECRB is a no go, all of the accounts they issue are considered sole and separate and have different UW requirements.

Thanks. Now just info on cap1 and discover. Am I missing anything?

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Will:



American Express - Revolving Cards ("donor" card must be 13 months old; must leave $500 on "donor" card)


http://creditboards....24538&p=4982507



Bank of America (may require an additional hard pull)


http://creditboards....23680&p=4973996



Barclays


http://creditboards....howtopic=487490



Chase


http://creditboards....66509&p=4884063



Will Not:



Citi (may let you steal from the CL on an existing card if that's the only way to approve you for a new card)


http://creditboards....4413&p=4981395)



GECRB


http://creditboards.com/forums/index.php?showtopic=524538&p=4983844


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Will:



American Express - Revolving Cards ("donor" card must be 13 months old; must leave $500 on "donor" card)


http://creditboards....24538&p=4982507



Bank of America (may require an additional hard pull)


http://creditboards....23680&p=4973996



Barclays


http://creditboards....howtopic=487490



Chase


http://creditboards....66509&p=4884063



Will Not:



Capital One (no one has yet reported trying to combine limits by contacting the EO, however)


http://creditboards.com/forums/index.php?showtopic=524538&p=4985094



Citi (may let you steal from the CL on an existing card if that's the only way to approve you for a new card)


http://creditboards....4413&p=4981395)



GECRB


http://creditboards....24538&p=4983844

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Will:



American Express - Revolving Cards ("donor" card must be 13 months old; must leave $500 on "donor" card)


http://creditboards....24538&p=4982507



Bank of America (may require an additional hard pull)


http://creditboards....23680&p=4973996



Barclays


http://creditboards....howtopic=487490



Chase


http://creditboards....66509&p=4884063



Will Not:



Capital One (no one has yet reported trying to combine limits by contacting the EO, however)


http://creditboards....24538&p=4985094



Citi (may let you steal from the CL on an existing card if that's the only way to approve you for a new card)


http://creditboards....4413&p=4981395)



GECRB


http://creditboards....24538&p=4983844



NASA FCU


http://creditboards.com/forums/index.php?showtopic=524221&p=4984470


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I was asked by EO if I would close some cards to move to another by Cap 1. That tells me it is possible. I will confirm hopefully tomorrow if I had to or just a big CLI on its own.

Your saying they offered you to move you CL from one card to the other on request, or they offered that if you were denied on the CLI?

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I was asked by EO if I would close some cards to move to another by Cap 1. That tells me it is possible. I will confirm hopefully tomorrow if I had to or just a big CLI on its own.

Your You're saying they offered you to move you CL from one card to the other on request, or they offered that if you were denied on the CLI?

 

 

The lady from HSBC I am assuming, asked me if I was open to closing out my existing two capital one cards as part of the cli on the GM card. So not move in lieu of cli, but rather as part of getting a large line, in essence get partial CLI and part moving credit lines.

 

I don't know if they ordinarily do that or not, but that was my phone call.

 

I hope to hear from them in the next day or two, so will know and will report.

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I was asked by EO if I would close some cards to move to another by Cap 1. That tells me it is possible. I will confirm hopefully tomorrow if I had to or just a big CLI on its own.

Your You're saying they offered you to move you CL from one card to the other on request, or they offered that if you were denied on the CLI?

The lady from HSBC I am assuming, asked me if I was open to closing out my existing two capital one cards as part of the cli on the GM card. So not move in lieu of cli, but rather as part of getting a large line, in essence get partial CLI and part moving credit lines.

 

I don't know if they ordinarily do that or not, but that was my phone call.

 

I hope to hear from them in the next day or two, so will know and will report.

 

Wait!! I thought you said cap 1??? Not HSBC

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I was asked by EO if I would close some cards to move to another by Cap 1. That tells me it is possible. I will confirm hopefully tomorrow if I had to or just a big CLI on its own.

Your You're saying they offered you to move you CL from one card to the other on request, or they offered that if you were denied on the CLI?

The lady from HSBC I am assuming, asked me if I was open to closing out my existing two capital one cards as part of the cli on the GM card. So not move in lieu of cli, but rather as part of getting a large line, in essence get partial CLI and part moving credit lines.

 

I don't know if they ordinarily do that or not, but that was my phone call.

 

I hope to hear from them in the next day or two, so will know and will report.

 

Wait!! I thought you said cap 1??? Not HSBC

 

 

CapOne bought HSBC.

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