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The Master $50k Credit Union CU Credit Card CC Issuers Thread (Help Needed)


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Does Alliant still go to $50K?

Before I applied at the end of last year that was the consensus I received. I tried looking for the thread(s) where this was discussed, besides this one with little luck.

ACU CLI is on my 2017 to do list. I've only used the card a few times and got an auto CLI to 18k a year or so ago.

 

How long was the card open before you got the auto-CLI?

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Does Alliant still go to $50K?

Before I applied at the end of last year that was the consensus I received. I tried looking for the thread(s) where this was discussed, besides this one with little luck.

ACU CLI is on my 2017 to do list. I've only used the card a few times and got an auto CLI to 18k a year or so ago.

 

How long was the card open before you got the auto-CLI?

 

4 years? I'll double check to be certain.

 

ETA: there was a rash of auto CLI from ACU around the same time as mine.

Edited by hegemony
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  • 9 months later...

Time for a much needed bump and update. Please advice any changes and/or additions that we need to make to this list:

 

 

 

 

 

ABCO FCU

Visa Credit Cards

 

Alliant CU (Equifax)

Platinum Visa

 

America's First FCU (Equifax or TransUnion)

VISA® Platinum

 

AmeriCU CU

Business Credit Card

 

Andrews FCU (Experian)

GlobeTrek Rewards

Visa Platinum Rewards Credit Card

 

Carolina Trust FCU (Equifax)

Business VISA® Platinum Rewards

 

Commonwealth CU (Equifax)

MY Card

 

Congressional FCU (Equifax)

Visa® Platinum with CURewards®

 

CU of New Jersey

Credit Cards

 

Delta Community CU (Equifax)

Platinum Rewards Visa® Card*

 

Digital FCU (Equifax)

Visa Business Platinum

 

Fed Choice FCU (TransUnion?)

Visa® Platinum Rewards Credit Card

 

First Tech FCU (Experian)

Odyssey Rewards™ Visa Signature®

 

IBM Southeast Employees' FCU (Experian)

Visa® Platinum

 

Keys FCU

Visa Credit Cards

 

Los Angeles FCU (TransUnion?)

Visa®Credit Cards

 

McCoy Federal CU

Visa Credit Cards

 

Michigan State University FCU

Platinum Visa

 

NASA FCU (Experian)

Business Platinum Advantage Rewards (removing: max exposure now $30k for new accounts)

 

Navy FCU (Equifax & TransUnion)

Visa Signature® Flagship Rewards ($80k)

 

Northwest FCU (Experian)

Credit Cards

 

Numerica CU

Business Visa

 

O Bee CU

The ONYX Credit Card

 

Oakland University CU

Platinum Visa

 

PenFed (Equifax)

Credit Cards

 

Premier America CU

Secured Platinum Mastercard ($5,000 - $50,000 credit limit)

Unsecured Platinum Mastercard ($3,000 - $50,000 credit limit)

 

 

Qside FCU

Visa Credit Cards

 

Sacramento CU

Visa Platinum Rewards Plus

 

San Diego County CU (Experian)

Visa Platinum Credit Card

 

Sb1 FCU (Experian)

Visa Platinum Preferred Credit Card

 

SCIENT FCU (The CU Formerly Known as LedgeLight) (TransUnion reported)

Visa

 

Seattle Metropolitan CU

Visa

 

TwinStar CU

Business Visa Credit Cards

 

United Nations FCU (Experian)

Azure

Elite ($100k)

 

University of Illinois Employees CU

Visa

 

University of Michigan CU

Visa Platinum Cash Rewards

 

Wescom CU (Experian)

Platinum Visa

 

Western FCU (Experian)

Platinum Visa

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ABCO FCU

 

Visa Credit Cards

 

Alliant CU (Equifax)

Platinum Visa

 

America's First FCU (Equifax or TransUnion)

VISA® Platinum

 

AmeriCU CU

Business Credit Card

 

Andrews FCU (Experian)

GlobeTrek Rewards

Visa Platinum Rewards Credit Card

 

Carolina Trust FCU (Equifax)

Business VISA® Platinum Rewards

 

Commonwealth CU (Equifax)

MY Card

 

Congressional FCU (Equifax)

Visa® Platinum with CURewards®

 

CU of New Jersey

Credit Cards

 

Delta Community CU (Equifax)

Platinum Rewards Visa® Card*

 

Digital FCU (Equifax)

Visa Business Platinum

 

Fed Choice FCU (TransUnion?)

Visa® Platinum Rewards Credit Card

 

First Tech FCU (Experian)

Odyssey Rewards™ Visa Signature®

 

IBM Southeast Employees' FCU (Experian)

Visa® Platinum

 

Keys FCU

Visa Credit Cards

 

Los Angeles FCU (TransUnion?)

Visa®Credit Cards

 

McCoy Federal CU

Visa Credit Cards

 

Michigan State University FCU

Platinum Visa

 

Navy FCU (Equifax & TransUnion)

Visa Signature® Flagship Rewards ($80k)

 

Northwest FCU (Experian)

Credit Cards

 

Numerica CU

Business Visa

 

O Bee CU

The ONYX Credit Card

 

Oakland University CU

Platinum Visa

 

PenFed (Equifax)

Credit Cards

 

Premier America CU

Secured Platinum Mastercard ($5,000 - $50,000 credit limit)

Unsecured Platinum Mastercard ($3,000 - $50,000 credit limit)

 

 

Qside FCU

Visa Credit Cards

 

Sacramento CU

Visa Platinum Rewards Plus

 

San Diego County CU (Experian)

Visa Platinum Credit Card

 

Sb1 FCU (Experian)

Visa Platinum Preferred Credit Card

 

SCIENT FCU (The CU Formerly Known as LedgeLight) (TransUnion reported)

Visa

 

SDFCU (Experian. Equifax?)
Visa Platinum Credit Card Limits from $250 - $100,000

 

Seattle Metropolitan CU

Visa

 

TwinStar CU

Business Visa Credit Cards

 

United Nations FCU (Experian)

Azure

Elite ($100k)

 

University of Illinois Employees CU

Visa

 

University of Michigan CU

Visa Platinum Cash Rewards

 

Wescom CU (Experian)

Platinum Visa

 

Western FCU (Experian)

Platinum Visa

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Thanks for updating this thread Big Bear!

 

However some of the links and CU information needs to be updated. If we all contribute a little bit of info this can be a truly great thread and resource.

 

Here are three updates:

 

1) Western FCU - This was the former Western Air FCU for Western Airlines. Changed their name from Western FCU to Unify Financial last year.

Here is the new VISA credit card link: https://www.unifyfcu.com/credit-cards

 

2) Los Angles FCU - Here is an updated link to their VISA cards and they still pull TU: https://www.lafcu.org/visacreditcards.html

 

3) Andrews FCU - Here is the updated link to their VISA cards: https://www.andrewsfcu.org/personal/loans-and-credit/credit-cards.html

Edited by Rogue
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Alliant pulled EQ for both my membership some years ago and again for the CC at the end of 2015.

 

I jus happened to call Alliant last week because I want to add a checking account with them and all of my CRA's are currently frozen. Asked what they wanted access to and they stated Chex & Equifax. Been a member 10+ years.

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How about a separate thread for credit union card limits in EXCESS of $50K only?

 

I can only identify three options here, Navy FCU, State Department FCU and United Nations FCU.

Edited by Rogue
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ABCO FCU

Visa Credit Cards

 

Alliant CU (Equifax or TransUnion)

Platinum Visa

 

America's First FCU (Equifax or TransUnion)

VISA® Platinum

 

AmeriCU CU

Business Credit Card

 

Andrews FCU (Experian)

Visa Platinum Rewards Credit Card

 

Carolina Trust FCU (Equifax)

Business VISA® Platinum Rewards

 

Commonwealth CU (Equifax)

MY Card

 

Congressional FCU (Equifax)

Visa® Platinum with CURewards®

 

CU of New Jersey

Credit Cards

 

Delta Community CU (Equifax)

Platinum Rewards Visa® Card*

 

Digital FCU (Equifax)

Visa Business Platinum

 

Fed Choice FCU (TransUnion?)

Visa® Platinum Rewards Credit Card

 

First Tech FCU (Experian)

Odyssey Rewards™ Visa Signature®

 

IBM Southeast Employees' FCU (Experian)

Visa® Platinum

 

Keys FCU

Visa Credit Cards

 

Los Angeles FCU (TransUnion)

Visa®Credit Cards

 

McCoy Federal CU

Visa Credit Cards

 

Michigan State University FCU

Platinum Visa

 

Navy FCU (Equifax & TransUnion)

Visa Signature® Flagship Rewards ($80k)

 

Northwest FCU (Experian)

Credit Cards

 

Numerica CU

Business Visa

 

O Bee CU

The ONYX Credit Card

 

Oakland University CU

Platinum Visa

 

PenFed (Equifax)

Credit Cards

 

Premier America CU

Secured Platinum Mastercard ($5,000 - $50,000 credit limit)

Unsecured Platinum Mastercard ($3,000 - $50,000 credit limit)

 

 

Qside FCU

Visa Credit Cards

 

Sacramento CU

Visa Platinum Rewards Plus

 

San Diego County CU (Experian)

Visa Platinum Credit Card

 

Sb1 FCU (Experian)

Visa Platinum Preferred Credit Card

 

SCIENT FCU (The CU Formerly Known as LedgeLight) (TransUnion reported)

Visa

 

SDFCU (Experian. Equifax?)
Visa Platinum Credit Card Limits from $250 - $100,000

 

Seattle Metropolitan CU

Visa

 

TwinStar CU

Business Visa Credit Cards

 

United Nations FCU (Experian)

Azure

Elite ($100k)

 

University of Illinois Employees CU

Visa

 

University of Michigan CU

Visa Platinum Cash Rewards

 

Wescom CU (Experian)

Platinum Visa

 

Western FCU Unify Financial (Experian)

Platinum Visa

Edited by Big Bear
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Thanks for updating this thread Big Bear!

 

However some of the links and CU information needs to be updated. If we all contribute a little bit of info this can be a truly great thread and resource.

 

Here are three updates:

 

1) Western FCU - This was the former Western Air FCU for Western Airlines. Changed their name from Western FCU to Unify Financial last year.

Here is the new VISA credit card link: https://www.unifyfcu.com/credit-cards

 

2) Los Angles FCU - Here is an updated link to their VISA cards and they still pull TU: https://www.lafcu.org/visacreditcards.html

 

3) Andrews FCU - Here is the updated link to their VISA cards: https://www.andrewsfcu.org/personal/loans-and-credit/credit-cards.html

 

Thank you! I wasn't necessarily trying to take over the updating of this thread, but at least breathe some life back into it after allowing it to sit dormant for some time.

 

I've updated the links and the Western FCU as you pointed out. Thanks for digging those up.

 

I'll take some time today to go through the link and make sure everything is still in order.

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Thanks for updating this thread Big Bear!

 

However some of the links and CU information needs to be updated. If we all contribute a little bit of info this can be a truly great thread and resource.

 

Here are three updates:

 

1) Western FCU - This was the former Western Air FCU for Western Airlines. Changed their name from Western FCU to Unify Financial last year.

Here is the new VISA credit card link: https://www.unifyfcu.com/credit-cards

 

2) Los Angles FCU - Here is an updated link to their VISA cards and they still pull TU: https://www.lafcu.org/visacreditcards.html

 

3) Andrews FCU - Here is the updated link to their VISA cards: https://www.andrewsfcu.org/personal/loans-and-credit/credit-cards.html

 

Thank you! I wasn't necessarily trying to take over the updating of this thread, but at least breathe some life back into it after allowing it to sit dormant for some time.

 

I've updated the links and the Western FCU as you pointed out. Thanks for digging those up.

 

I'll take some time today to go through the link and make sure everything is still in order.

 

 

I think you own this one now. :)

 

Thank you for being you.

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Thanks for updating this thread Big Bear!

 

However some of the links and CU information needs to be updated. If we all contribute a little bit of info this can be a truly great thread and resource.

 

Here are three updates:

 

1) Western FCU - This was the former Western Air FCU for Western Airlines. Changed their name from Western FCU to Unify Financial last year.

Here is the new VISA credit card link: https://www.unifyfcu.com/credit-cards

 

2) Los Angles FCU - Here is an updated link to their VISA cards and they still pull TU: https://www.lafcu.org/visacreditcards.html

 

3) Andrews FCU - Here is the updated link to their VISA cards: https://www.andrewsfcu.org/personal/loans-and-credit/credit-cards.html

 

Thank you! I wasn't necessarily trying to take over the updating of this thread, but at least breathe some life back into it after allowing it to sit dormant for some time.

 

I've updated the links and the Western FCU as you pointed out. Thanks for digging those up.

 

I'll take some time today to go through the link and make sure everything is still in order.

 

 

I think you own this one now. :)

 

Thank you for being you.

 

:lol:

 

That moment when you pick up someone's sword, say "hey everyone, look at this!" and then proceed to fall, slowly onto it. #JustBigBearCBThings

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An updated list is good to have but having data points for each CU would be awesome.

 

Key Points to be included for each

 

Is the CU open to everyone through some affiliation or restricted

 

Who they pull

 

Are they conservative or liberal like (e.g. NFCU)

 

Criteria they are looking for to reach the max limit

 

I can say from experience that Alliant, Andrews, Delta are conservative and will take effort to reach the top limit (potentially years)

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An updated list is good to have but having data points for each CU would be awesome.

 

Key Points to be included for each

 

Is the CU open to everyone through some affiliation or restricted

 

Who they pull

 

Are they conservative or liberal like (e.g. NFCU)

 

Criteria they are looking for to reach the max limit

 

I can say from experience that Alliant, Andrews, Delta are conservative and will take effort to reach the top limit (potentially years)

problem is... limits being liberal or conservative is very relative. IME PEnfed is very liberal yet a lot of folks have found penfed to be not so generous with limits.

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An updated list is good to have but having data points for each CU would be awesome.

 

Key Points to be included for each

 

Is the CU open to everyone through some affiliation or restricted

 

Who they pull

 

Are they conservative or liberal like (e.g. NFCU)

 

Criteria they are looking for to reach the max limit

 

I can say from experience that Alliant, Andrews, Delta are conservative and will take effort to reach the top limit (potentially years)

problem is... limits being liberal or conservative is very relative. IME PEnfed is very liberal yet a lot of folks have found penfed to be not so generous with limits.

 

 

I agree PenFed is liberal to those with good thick credit profiles but a few years ago they weren't as liberal like they seem to have become in 2015

 

We just don't have much data to go on for many of the CU's on the list.

 

For example Nasa sucks now, before it was easy to get approved up to 30k right out of the gate and now they decline with good credit profiles.

 

I recommend anyone on CB steer clear of NASA

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