HIPPA process - but account already verified

[mungoben]

Hi everyone,

 

I'm undergoing the HIPPA process to delete two medical accounts from the same creditor from my credit report. I've already opted out and sent the letter to delete old addresses. I was getting ready to send the initial dispute letter; however, I realized that about a year ago, when I was ordering my reports online, I think I already went through this process. The CRAs have an online process where you can dispute the veracity of a collection account just by clicking a button, and I did this last year. A few weeks later I got an email confirming that the creditor had verified the account. Now on the report, under 'Remarks', it says 'DISP INVG COMP - CONSUM DISAGRS;>PLACED FOR COLLECTION'.

 

So the account has been verified, though it was a year ago. Do I skip the dispute letter, then, and move on to pay the account with the original creditor? Or do I send the dispute letter anyway?

 

Many thanks.

[Why Chat]

A verification from a CRA in response to an on line dispute is NOT sufficient.

 

Please follow ALL the steps:

 

http://whychat.5u.com/GUIDEBOOK.html

 

http://whychat.5u.com/GUIDE%20HIPAA%20PROGRAM.html

 

What was the date of the medical service??