Walmart upgrade to Discover

[theknowerofstuff]

I just logged into my account to check my FICO and I was offered an upgrade to Discover. I accepted and my limit is 1K higher than the walmart card. I do have another Discover card that is not store branded.

[cv91915]

I just logged into my account to check my FICO and I was offered an upgrade to Discover. I accepted and my limit is 1K higher than the walmart card. I do have another Discover card that is not store branded.

 

Great news! Congrats.

[Charger12]

Congrats

 

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[SmellyMonkey]

How long have you had your GECBR store card before that?

Edited February 3, 2014 by SmellyMonkey

[Pixicredit]

Yea how long did you have the walmart card for? I would LOVE to get an automatic upgrade!

[evapor8ted]

How did the upgrade appear? Pop up?

[BTaylormade2]

Did you get hit with a hard or soft inq?

[me_jo]

I had same upgrade today :-) I've had my Walmart store card since Sept 2012. As soon as I logged on today the offer was in place of my normal home screen. Just pulled C$, USAA and SCP but do not see any hards today. I will check again tomorrow.

[moosetracks]

I just logged into my account to check my FICO and I was offered an upgrade to Discover. I accepted and my limit is 1K higher than the walmart card. I do have another Discover card that is not store branded.

 

Grats

[Moto'sMommy]

I got the same offer! I've had my card since March 2013. They also gave me $1000 CLI with it

[funkiehouse]

We Discovered something new today.

[eedwards32]

I received the same offer today but didn't accept yet as it didn't specify if it would be a HP or SP.

[creditaddict00]

I just logged in but unfortunately no offers I have had the Walmart card since Feb 2013.

[mustanger]

Congrats on the upgrade. I'm also interested in the Walmart card for the free FICO. I'm rebuilding right now.

[devotedtod]

We Discovered something new today.

I need to go see if Wal-Mart wants to give me a Discovery card, too.

 

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[ptkdude]

I received the upgrade notice today, as well. When I logged in, instead of going to the normal account screen, the offer loaded instead. My account was opened in June 2011, and had a $2500 limit which did not change with the conversion to Discover.

 

For what it's worth, I never really used the card heavily; maybe every 2 or 3 months and always PIF.

[theknowerofstuff]

I have had mine since 9/12. It showed up as a pop up to switch to Discover. I havent checked to see if it was a soft inq. but it wasnt a hard. I do not use it a lot, just here and there for some school projects for the kids or salt when Home Depot is out and always PIF.

[RAguy]

No Discover popup for me. Had the card goin on 4 years now

[EvilMan]

No popup for me either, I have had it since 2008 or 2009 i think. I don't spend that much at Walmart .. defn. no wheres near the credit line they gave.

[Occam]

A word of caution:

 

It has been reported by many that the Wally Discover reports as a new account, with a new opening date.

 

Something to consider before you accept this offer.

[Menta33]

A word of caution:

 

It has been reported by many that the Wally Discover reports as a new account, with a new opening date.

 

Something to consider before you accept this offer.

Yes, this is my concern too, would like folks that are accepting this offer to report how it reports.

[msdebi]

I got the popup too. I have had the Walmart card for a little over a year and still owe around $800. The credit line was raised to $2500 which was a $1000 CLI. Yeah!

[MasterOfMyDomain]

I'm guessing anyone who got the upgrade hasn't burned Discover in the past?

[Steve_O]

It will report as a new account. Remember all, as nice as it is to have a true credit-card, the APR will still be an abysmal 22.90%. If you have prime cards, you might want to let this fish go. I was offered it a few weeks ago and declined. Its not so much the AAOA hit but the horrible APR. I have 6k already with the store and only charge big ticket items via the promos. For those that don't know you get 6, 12, 18 or 24 months differed interest depending on the amount charged.

 

btw, Discover is only the network used to bill the actual charges. DTOKARZ, it will not matter if you burnt them in the past. Its not a true Discover, merely the network used.

Edited February 5, 2014 by Steve_O

[cv91915]

I'm guessing anyone who got the upgrade hasn't burned Discover in the past?

It's not issued by Discover, it just uses the Discover payment network.