CMRE Financials - Agreed to Delete

[MsIndependent]

I received a letter dated 1/28/14 from CMRE Financial stating confirmation that the request for deletion has been submitted to the credit bureaus. I checked Experian online and it is still there. I'm planning on sending out a letter tomorrow with a copy of the CMRE letter via certified mail to see if I can speed up the deletion. This was my only collection account, so I am pretty excited!

 

I followed WhyChat's HIPAA Letter Program and it took just under 60 days to get this deleted. The trade line was from 2009, with an open date of 2008. It was opened in California while i was in NY.

 

I also filed a complaint with the NY Dept of Consumer Affairs and the California Better Business Bureau.

 

SOL for both states had tolled so I felt pretty comfortable making a nuisance of myself. I had contacted an attorney to help me resolve this and she wanted to charge me $2,000. The collection amount was less than that, so I figured a PFD would be better. But luckily it didn't come to that.

Thanks, WhyChat!