American Express Black List

[tmkats]

 

 

Still blacklisted after 9 years... IIB was around $70,000 or so... so I'm not expecting to get back in easily

 

You burned Amex for $70K, or is that the total of all accounts that were IIB?

 

 

Dude - that was JUST AMEX. And they weren't the highest credit card creditor. Between my house and the ex-wife's house I was upside down by over a million dollars and I crashed hard... Total in cards IIB was over $330,000.

 

 

Damn!

 

And here I thought my $50K IIB'd was alot.

[Matti]

 

9 Years, 2 Months & counting...

 

IIB'd for ~$2,300

 

Have you checked Amex prequal to see if you have any offers or outright applied for an account. Note, if you are on the BL it would only be a SP.

 

Right... That's how I know I'm still on the BL.

[dvd]

 

 

9 Years, 2 Months & counting...

 

IIB'd for ~$2,300

Have you checked Amex prequal to see if you have any offers or outright applied for an account. Note, if you are on the BL it would only be a SP.

Right... That's how I know I'm still on the BL.

Got it.

 

 

Sent from my iPad using Tapatalk

[bkellyii]

Hi guys,

 

I have a Amex CO from last year and I'm looking to get back in their good graces. This one was for the Platinum card. I was in a situation where I could not PIF. They did work out some payment options for me back then, but eventually that did not work for me either. They cancelled the card and also my BCE and Delta Gold cards. I haven't made a payment on this account since 10/16, but have kept up the payments on the other accounts. At $6,550 I can pay it off in full now. I loved the benefits of the card as I travel a lot and used it for upgrades. This CO is obviously killing my score. Besides this and high usage, all my other accounts are perfect. So my question is, what's the best way to tackle this? I did get an Oasis offer about three months ago, btw. Thanks in advance!

[IndyPoolPlayer]

Hi guys,

 

I have a Amex CO from last year and I'm looking to get back in their good graces. This one was for the Platinum card. I was in a situation where I could not PIF. They did work out some payment options for me back then, but eventually that did not work for me either. They cancelled the card and also my BCE and Delta Gold cards. I haven't made a payment on this account since 10/16, but have kept up the payments on the other accounts. At $6,550 I can pay it off in full now. I loved the benefits of the card as I travel a lot and used it for upgrades. This CO is obviously killing my score. Besides this and high usage, all my other accounts are perfect. So my question is, what's the best way to tackle this? I did get an Oasis offer about three months ago, btw. Thanks in advance!

If you got an Oasis offer take advantage of it. That's the only way besides waiting about 10+ years to get off their BL. It won't PFD, it won't remove the lates.

[sangha44]

I am on the AMEX BL for sure but have a goal of getting one of their cards again. No special reason but more the thrill of the hunt lol. So here are two questions:

 

1. Does anyone think using an AMEX Serve pre-paid card would help get off the BL over a period of time? I know you can't use the Serve to boost a credit score with Experian but AMEX uses their own internal system as well and maybe it would help? Ignore other reasons not to use the Serve for now. I am just thinking about the Holy Grail goal of getting a legit AMEX.

 

2. I have had two different AMEX corporate cards since I burned AMEX back in the early 90s with a Chap. 13. I am thinking about applying for either a Green card or Blue and when I get rejected call their line and talk to them about my experience with the corporate card.

 

Any thoughts/comments highly welcomed.

[hegemony]

I am on the AMEX BL for sure but have a goal of getting one of their cards again. No special reason but more the thrill of the hunt lol. So here are two questions:

 

1. Does anyone think using an AMEX Serve pre-paid card would help get off the BL over a period of time? I know you can't use the Serve to boost a credit score with Experian but AMEX uses their own internal system as well and maybe it would help? Ignore other reasons not to use the Serve for now. I am just thinking about the Holy Grail goal of getting a legit AMEX.

 

2. I have had two different AMEX corporate cards since I burned AMEX back in the early 90s with a Chap. 13. I am thinking about applying for either a Green card or Blue and when I get rejected call their line and talk to them about my experience with the corporate card.

 

Any thoughts/comments highly welcomed.

1) no

 

2) if you are on the BL still, when you apply amex will not even process the app or pull your report.

[Tyra]

I am thinking about applying for either a Green card or Blue

Go for it. There is no downside. Let us know what happens. Good luck!

[MP80]

 

General rule of thumb is: If you don't pay AMEX back on a CO they will never give you a new account or an AU card. If you do pay them back they will forgive and forget.

to clarify, if you pay them back through an approved process (e.g., Oasis) Amex will give you an opportunity to apply for new credit.

 

also, several people who never repayed amex on IIB debt (e.g., Hegemony) did get back in after 10 years.

 

Hege is right.