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Happy happy joy joy! EX deleted judgment!

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Yup, it’s true. About two weeks ago I disputed a paid civil judgment online with EX and TU (it wasn't reporting on EQ). The judgment was due to be removed late next year. TU came back a few days ago with a deletion, but I wasn’t holding out much hope for EX. I get an email from them last night and they, too, have deleted!! This is wonderful. The only other negative on my three CRs now is a paid federal tax lien from 2012. It’s really affecting my scores and I’ve asked the IRS to withdraw but it doesn’t look likely. Anyway, I’m happy about this victory.


I want to add that before I came to CB in November, I really didn't realize it was possible to fight the bureaus and CAs. I find that I quite enjoy it and I've gotten rid of medical collections and that judgement and now am hoping the IRS will be responsive regarding the lien. I have an unsecured credit card for the first time in about 10 years -- and it's got nice limit -- and a 2.49 percent auto loan, when my other car loan was at 17 percent! (Thanks DCU. I love you.)


It's all happened so fast. You guys should know how much your advice helps others. I don't go a day without reading this board. Thank you so very much.

Edited by seetheworld1
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Awesome! Congrats!


My husband and I have several paid judgments sitting on our reports, that are supposed to fall off later this year. This gives me hope that I can get them off early.


Did you dispute them as obsolete?

Thanks! And I didn't dispute as obsolete. I did WhyChat's steps: http://whychat.5u.com/deletejudg.html


I did it online, though, and selected the reason corresponding with WhyChat's method. Good luck!

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