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rumaki

Amex - Has 20 years been long enough?

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Hi All,

 

 

I envy the Amex Gold Delta. I would like to pick one up sometime soon but a very long time ago I had a CO from Amex for about 5k. It was about 20/21 ears ago at this point. I can settle it all nup and of course it doesn't report but I wonder if I would still be blacklisted right now before it is settled up. What do the gurus know?

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the good news is if you get approved, you can *D it to that one that's 20+ years old.

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I don't really sweat inquiries but I'm getting close to a number I don't like for them.

 

There is NO inquiry if you are still blacklisted.

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7-10 day type message and an inq on EX so I guess it was long enough. If they approve me will I be being greedy by asking for D* even though I owe them?

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also, don't wait 7-10 days. call them now.

+1

 

Call them 5 minutes ago.

 

 

+1 Call them 10 minutes ago. Sounds like you could be good.

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They want my financials, not a problem.

that's SOP for Amex after a CO situation. they did the same thing to me. but once I sent them, they backed off and have been great since!

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Interesting, they didn't ask for my financials, I was instantly approved. Granted I also paid in full the CO I had with them ~10yrs ago

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