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My last blemish is an unpaid judgement that isnt set to fall off till 2016(I do want to app for a Mortgage right around then, so I do know I need to pay it)
Ive read WHYCHATS page and am currently using that technique for a paid judgement, but I was wondering about the unpaid...is there anyway they do a PFD type deal? I know its a legal issue and that seems highly unlikely.
If i just pay it(and it ages) Because scores are all 690-710 and I have rebounded well and am building higher Limits with Prime cards.
I want to be able to qualify for a mortgage in the next 18-24 months. Have very good income and about 30K in limits.
Just trying to figure the last piece of the puzzle
I was previously sued by a landlord after moving out early due to failure for them to repair the heating system. Long story short they received a judgment of $2800 with 3.5% interest per year. The ended up garnishing my wages but then reporting to the court interst of 3.5% daily because they didn't understand what per annum meant. It went unnoticed for a few months but then last month I took them to court and the judge was so angry about their gross miscalculations (they said I owed $20000 due to interest) that he vacated the judgment and ordered them to pay back the funds. My question is, how do I get back the funds, especially those that were overpaid? Do I send them a letter? Do I file a motion or take them to small claims court? any help is appreciated!
i had a judgement against me in NYC 2009, it was a landlord tenant situation i thought i could/should win .
no word from the landlords lawyer until last week .
my partner gets a letter to determine joint assets and 1 day later my chase bank account is frozen.
i called lawyer and asked why did he wait five years , he said i was unreachable .
same phone number and address and email for 10+ years ..
it is for 3000..plus interest etc etc .
he wants full payment plus interest at 9% ..
any advice .. can i make an offer ?
OK, so i disputed my judgement and tu and exp deleted it yeah!!! equifax verifed it. My judgement is recorded at the court house the judgement is paid and is. marked paid on my credit report and now verified for equifax Tthe judgement amount is different than the amount that is recorded and on my equfax report because I qualified to only pay 5% of the medical bilsl.after the judgement was given. Is the grounds for deletion?? How do I handle equifax
thanks so much