Why I Love NFCU Already

[prosper711]

Now that I am finally able to join, and since they have a new promotion, I signed up online this past weekend. By Monday, I had an account set up. They must have easily been able to verify my contractor status with DOD. I had some problem signing in, and a few calls into Navy and it was fixed. Today I called and spoke with their credit department. They had offered me a secureed card. I explained my situation to gentleman, stating I knew my score would be a bit better in a couple months as I pay down my utilization, and wanted to wait until then and apply for an unsecured card instead. He didn't try to get me to make an app now, he seemed to understand about inquiries and how they affect your credit. He did thoroughly explain the secured card program. He seemed more interested in my credit goals than in him making a cc sale.

 

Then later I checked my accounts, and the opening bonus has already been put in.

 

Everything about this CU seems right, and I intend to make it my lifetime banking relationship. So glad I got in. I can see already by my service experiences why you guys are all so gung ho about Navy. And I think my days of credit ***!x) ups are truly behind me, the last big chunk of mistakes will all start falling off in the next 6-18 months, and then I will be perfect again. Thanks Credit Boards!

[prosper711]

Now that I am finally able to join, and since they have a new promotion, I signed up online this past weekend. By Monday, I had an account set up. They must have easily been able to verify my contractor status with DOD. I had some problem signing in, and a few calls into Navy and it was fixed. Today I called and spoke with their credit department. They had offered me a secured card. I explained my situation to the gentleman, stating I knew my score would be a bit better in a couple months as I pay down my utilization, and wanted to wait until then and apply for an unsecured card instead. He didn't try to get me to make an app now, he seemed to understand about inquiries and how they affect your credit. He did thoroughly explain the secured card program. He seemed more interested in my credit goals than in him making a cc sale.

 

Then later I checked my accounts, and the opening bonus has already been put in.

 

Everything about this CU seems right, and I intend to make it my lifetime banking relationship. So glad I got in. I can see already by my service experiences why you guys are all so gung ho about Navy. And I think my days of credit ***!x) ups are truly behind me, the last big chunk of mistakes will all start falling off in the next 6-18 months, and then I will be perfect again. Thanks Credit Boards!

[moosetracks]

Congrats to your success

[funkiehouse]

Great start on building some good history.

[prosper711]

Thanks gdale6 and funkiehouse!

[stroked89coupe]

Merged.

[prosper711]

Thank you mod. I couldn't figure out how to delete the duplicate post.

[Scupra]

Lovvvvve NFCU!