TU stuck at 12 inq for 4 days now... why no b*?

[minglejill]

I've almost bumped all of Equifax, but have 12 inq stuck on TU... they haven't budged in 4 days. Any reasons why? They were going down every day and then stopped! I'm still pulling my daily pullers, nothing has really changed on my end.

 

Good news is all 12 are from one day of auto loan shopping, all other inquries are gone so FICO should only score them as one. But I still want them gone!

[TrevorHere]

Which pullers are you using ? Not all generate softs on TU and some cancel each other out.

 

What is the date of the inquiries and have you used a qualified puller for the number of times it takes to achieve B* on those inquiries?

[minglejill]

I'm using MPM, Transunion credit monitoring, TUP, SC, USAA, Eq via penfed (complete)

Date of inquries stuck are 1/4 & 1/2 (10 from 1/4 and 2 from 1/2)\

Edited January 12, 2014 by minglejill

[shifter]

FIFO. You have to get new softs AFTER the hards you're trying to B*.

[minglejill]

@Shifter- I know... my daily pullers should be new softs...

[shifter]

Yes but you only have a few since those hards a couple of weeks ago. Just keep pulling they'll come off eventually.

[minglejill]

Ok. Thanks guys.

[BW1216]

I only see 2 softs in there that even count for TU B*... SC and TUP.

[Occam]

I'm using MPM, Transunion credit monitoring, TUP, SC, USAA, Eq via penfed (complete)

Date of inquries stuck are 1/4 & 1/2 (10 from 1/4 and 2 from 1/2)\

You would need to be using at least 6 good daily TU pullers to have B*d an inq from 1/2 by now.

 

If you had anything close to that you'd be the B*meister King!

 

In fact, anyone with more than 2 good TU pullers should consider contacting Bob or any of the BIs for indoctrination.

[BobWang]

Induction

[Occam]

But don't we need to indoctrinate them before induction?

[BobWang]

True, that and whips.

[minglejill]

I was so scared to post anything about b* on this board because I might get yelled at for being a newbie... But instead I get threatened with whips! LOL. Made my day. ;-)

[minglejill]

Wait... but in all seriousness. I'm either really dense... or I broke something.

 

If I was achieving bumpage from starting in Late November by daily pulling

Everyday the inq were going down...

The day I had 0 hard inq I went auto loan shopping, picked up 12 new inq.

 

BUT I was still pulling daily, so shouldn't my new inq still be getting bumped off?

[TrevorHere]

Wait... but in all seriousness. I'm either really dense... or I broke something.

 

If I was achieving bumpage from starting in Late November by daily pulling

Everyday the inq were going down...

The day I had 0 hard inq I went auto loan shopping, picked up 12 new inq.

 

BUT I was still pulling daily, so shouldn't my new inq still be getting bumped off?

After they appear, the new hards need the necessary number of softs pulls

[BW1216]

First in, first out a.k.a. you need to bump all the softs that sit before the hards before you can bump any more hards.

[minglejill]

Ok. Thank you.

I was really dense- I didn't "get it" but I do now.

[BobWang]

[minglejill]

Ouch! ;-) harder!

[JunkBuyersWorstNightmare]

Any recommendations, especially of free services besides CK and CS, which I already use?

[shifter]

CK and CS are almost worthless for TU B*.

 

the cheapest route is the SCP $10 special.

[robert217]

Mine have been falling off in about three weeks with TUP, SC and updating CK every week. Also use MPM. Bumped one from 1/4 last week also had inquiries on 1/7, 1/9 1/10.

 

1/7 and 1/9 dissapered on Thu of last week and reappeared on Fri. Beat them down all weekend and there were both gone today. Hope to be clean tomorrow.

 

Just keep pulling. They will be gone soon.

[aeromaks]

CK and CS are almost worthless for TU B*.

 

the cheapest route is the SCP $10 special.

 

What is SCP?

 

Thank!

 

Currently just the TU Credit monitoring.

[Cappy]

 

 

CK and CS are almost worthless for TU B*.

 

the cheapest route is the SCP $10 special.

What is SCP?

 

Thank!

 

Currently just the TU Credit monitoring.

Smart credit premium

[princess2011]

I am new to the board how does the inquiry remove thing work?