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Is posting a negative item on your credit report a form of collections


Guerilladebtditcher
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Is posting a negative item on your credit report a form of collections? If this is the case then wouldnt you be able to get a CA or OC to remove the baddie from your report after the SOL has past?

Posting a collections on a credit report before sending any kind of letter to the person can be construed as a form of collections. See Sample Letter forum.

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