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Post your 2014 Approvals Here!!!


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BOA Alaska Air Visa (30k offer AF not waived). Second Alaska card, pulled TU on request $5k limit. Added to pulls.

 

First Bankcorp LaQuinta Rewards Visa. Not sure who they pulled (EX on ice), not instant, called 4 days after applying to ask "why do you apply for so many cards" and approved ($5.7k) a few hours later. Will add to pulls when I get the details.

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BOA Alaska Air Visa (30k offer AF not waived). Second Alaska card, pulled TU on request $5k limit. Added to pulls.

 

First Bankcorp LaQuinta Rewards Visa. Not sure who they pulled (EX on ice), not instant, called 4 days after applying to ask "why do you apply for so many cards" and approved ($5.7k) a few hours later. Will add to pulls when I get the details.

 

LOL how did you answer that question?

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Ended up getting for the end of June 2014:

 

  • Target REDcard: $400 (EQ Pull)
  • Chase Amazon Visa: $1,500 (EX Pull)
  • GECRB PayPal Extras MasterCard: $1,300 (matched my highest GECRB limit) (TU pull)
  • Macy's: $400 (EX pull)

Also tried for Gold Delta AMEX but not looking too hopeful...no HP on my EX which I checked today...just a soft. Oh well, I got the Chase so no big deal there if denied.

Edited by geekcub
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BOA Alaska Air Visa (30k offer AF not waived). Second Alaska card, pulled TU on request $5k limit. Added to pulls.

 

First Bankcorp LaQuinta Rewards Visa. Not sure who they pulled (EX on ice), not instant, called 4 days after applying to ask "why do you apply for so many cards" and approved ($5.7k) a few hours later. Will add to pulls when I get the details.

 

LOL how did you answer that question?

 

I told him my old cards have ridiculous APR and since lenders only disclose APR after approval I was stuck shooting darts. He laughed and said "good point."

:grin:

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BOA Alaska Air Visa (30k offer AF not waived). Second Alaska card, pulled TU on request $5k limit. Added to pulls.

 

First Bankcorp LaQuinta Rewards Visa. Not sure who they pulled (EX on ice), not instant, called 4 days after applying to ask "why do you apply for so many cards" and approved ($5.7k) a few hours later. Will add to pulls when I get the details.

 

LOL how did you answer that question?

 

I told him my old cards have ridiculous APR and since lenders only disclose APR after approval I was stuck shooting darts. He laughed and said "good point."

:grin:

 

Smart!! I'll use that one in the future!

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Chase Sapphire Preferred - Approved - $10.6k (my highest CL now). I applied 6 months after getting my Chase Freedom for $6k as someone

suggested for me to do on CB, so thanks for that advice whomever you were!

 

I'll post to CP once I get the letter with my score. They pulled EX and EQ..I got the 7-10 day message when I applied online and was patient and didn't call.

Just saw my Chase account updated after a week with the new CSP on it today so I'm very happy!

 

When I started on CB I had $2k in CL's on two secured credit cards. I now have $27,600..Thank you once again CB!

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Wife:

DiscoverIT(Student) - 1000

Barclay Rewards - 750

Target CLI - denied (stated they will not do manual CLI review any longer)

Kohls CLI - denied

PayPal CLI - Denied

 

Me:

DiscoverIT - 1,600

Barclay Rewards - 2,500

CareCredit CLI - 800 up to 7,000

NFCU cashRewards CLI - 2,000 up to 10,000

 

Very happy today indeed. Also very happy to have a multiple ways to gain the Free TRU FICO now. Time to garden awhile and really focus on baddies.

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I applied to Alliant just because I hit the 700 mark and was curious what they'd give me. $500 limit. :beee:

There's no fee to carry it and the interest rate is low (not that I can carry a balance on that anyway). I'll hold onto it and see if it'll grow.

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Walmart CLI $900 ---> $1150 ---> $1450

Barclaycard Rewards MC CLI $1500 ---> $4500 ---> $1000 (moved to Arrival+)

Discover it $8500

Lowe's $300 ---> $10,000

NFCU PC my cashRewards Visa to the Flagship Rewards, CLI $10,000 ---> $17,500

Amex PRG

Chase Freedom $4500

NFCU NavChek CLI $10,000 ---> $15,000

Cap1 Plat PC to Quicksilver (with AF) AF waived, CLI $1000 ---> $2000

Amex D* from 2014-->1992

Amex BCP $1000

Barclaycard Arrival+ MC $2500 ---> $6000 (moved $3500 of my $4500 limit from my Rewards MC to make it $6000)

DCU CLI $1000 --> $5000

NFCU Flagship Rewards Visa CLI $17,500 ---> $19,000

 

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Cap One Platnium: $300

Cap One Quick Silver: $300

 

Haha was actually super surprised I was even approved for these cards, seeing as I've just now begun my credit building journey (EX FICO 540)

What were your other ficos? Cap1 pulls all 3 I thought. Do you have any collections? I could get approved with that score!

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I had some success lately and denials but here is the good news:

 

Approved for Penfed Auto Loan for using the Auto Buying Service - 24k for 36 months with a special low rate but now is zero percent. I used the $2500 discount for the buying service and opted for a 27 month lease that was approved through MB Financial Services.

 

Penfed pulled EQ and gave me an approval for an assortment of cards but already had 2 of them so I chose the Visa Platinum Cash Rewards with 17k limit.

I was told they would use the same credit pull if I wanted to apply for another loan, so I applied for a CLI on the Penfed Platinum Rewards Visa Sig, Approved for 15k up from 10k.

 

I decided to go for CLI's with FIA/BOA. Fidelity Amex approved for 15k up from 5k. BOA Privileges Cash Rewards Visa Sig, for 15k up from 5k (originally deferred).

 

Wells Fargo Platinum Cash - CLI 5k from 1k via soft pull. Had to close another card with them to get the Amex Propel so was surprised by the increase.

 

FRN (Comenity) CLI 20k from 18k.

 

Christian Community CU Visa Card - 5k with 100 gift card bonus for a new account.

 

State Department Federal CU - Visa 1k was counter offer due to many inquiries and new accounts showing on EX. I applied through the Amazon link so will get a $50 gift card.

 

Capital One Venture Visa sig with 40k point sign-up bonus - instant approval 20k but pulled all 3 bureaus as expected.

 

Amex - working on closing accounts since maxed on number of cards and wanted a product change. Approved for SPG but waiting for points to post on the card I will close.

Edited by atxn
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Walmart CLI $900 ---> $1150 ---> $1450

Barclaycard Rewards MC CLI $1500 ---> $4500 ---> $1000 (moved to Arrival+)

Discover it $8500

Lowe's $300 ---> $10,000

NFCU PC my cashRewards Visa to the Flagship Rewards, CLI $10,000 ---> $17,500

Amex PRG

Chase Freedom $4500

NFCU NavChek CLI $10,000 ---> $15,000

Cap1 Plat PC to Quicksilver (with AF) AF waived, CLI $1000 ---> $2000

Amex D* from 2014-->1992

Amex BCP $1000

Barclaycard Arrival+ MC $2500 ---> $6000 (moved $3500 of my $4500 limit from my Rewards MC to make it $6000)

DCU CLI $1000 --> $5000

NFCU Flagship Rewards Visa CLI $17,500 ---> $19,000

 

 

 

Nice!

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Fidelity Amex CLI from $10k to $15k, instant approval.

 

I thought they would take money from my BofA card and/or decline me due to low scores (at least from this month). Instantly approved anyway! I guess they overlooked my less than stellar issues because I put so much money through the account.

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Cap One Platnium: $300

Cap One Quick Silver: $300

 

Haha was actually super surprised I was even approved for these cards, seeing as I've just now begun my credit building journey (EX FICO 540)

What were your other ficos? Cap1 pulls all 3 I thought. Do you have any collections? I could get approved with that score!

 

Haha yes I have 2 collections and 3 civil judgments. Like I said, I was fairly surprised. Still gonna try and get 2 other secured cards though.

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It was time to hit that phone again for a few of my GE babies. I did these through the automated system:

 

  • Walmart: Increased to $1200 from $900
  • American Eagle: Increased to $700 from $350
  • Old Navy: Increased to $700 from $400
  • Banana Republic: Increased to $800 from $500

Also tried JCP and Gap but no go as I might've hit them too early...no harm, no foul. Next month....

 

Not bad for an hour or so work...

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DCU - Joint vehicle (cycle) loan

only asked for 3500.00 (used bike)

36mo @ 8.65% (included .5% reduction for direct deposit / autopay options - requires a 500/mo deposit via bank AutoTransfer or DirectDeposit to qualify)

---- no we are not paying it off in 3 yrs - - more like 6 months and it will be gone.

EQ scores - 614 and 669

 

 

APPROVED.

 

could have bought it outright - but wanted to thicken the file a bit with another TL, but understand that its a worthless installment loan.

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