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Charged Off account reporting as Open

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Quick question. Can a charged off repo remain in open status if the OC has not sold it and the CO was over 4 years ago? It had previously been reported closed on at least 1 of 3 reports in Oct 2009.



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A CO is just that a CO and typically closed however I have read that this may be a game played by a CA or JDB that is getting ready to buy it and they get the OC to ding you in the present in hopes of forcing you to pay it off.

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Lucky for me that this is past SOL if thats the case.


Yep, stop them in their tracks with a FOAD.



I just sent off the second set of CRA disputes for WhyChats repo program. If that doesn't work a FOAD is definitely on the agenda.

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