Credit Repair Plan, leave in 2 mos for NAVY!

[Snuffmanp101]

Hello CB!!

 

This is my very first post here on CB and looking for help!

 

I started my journey by going through Sky Blue Credit Repair and to be completely honest They were great, but now after looking through this forums for many months I feel it is now my turn to finish the Job.

 

05/2013- exp- 560 5 derogs eq- 535 5 derogs tu-590 5 derogs

12/ 2013- exp- 675 2 derogs eq-643 3 derogs tu-708 1 derog

 

The main derogs were collections which I paid and had deleted, but the one aspect of my credit report I cannot seem to get handled is my CO from wells fargo when I was 18 and didnt realize that their supposed "over draft protection" was BS. That $ 300 credit line turned into me paying 857 3 years later

 

So now its time to really boost my credit and heres my plan:

 

1. Get my previous address deleted

2. Jack attack the infractions, one that I will attack is the fact that the CRA did not follow the 30-60-90-120-150 progression with wells fargo

 

In the mean time credit app spree Goal is 3 new cards!

 

Currently I have:

 

Premiere- 300 CL 2 years perfect payments

Credit One- 500 CL 5 months perfect payment

HFCU 20,000 @4.5% 2 years perfect payment

 

Current UTIL 4%

 

Please I need additional advice, comments and concerns. The only drawback is I do leave for the NAVY 2/5/2014

 

 

 

Goals! Exp 725 Eq 700 Tu 750

[Snuffmanp101]

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