Jump to content

The last post in this topic was posted 2892 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts


^^^ Hmmm. I am on the phone with them now.

 

Something tells me I am BLACKLISTED from ING Orange, which is basically what "Capital One 360" is.................

 

Let's get ready for him to confirm this. Nice CSR... Let's see him turn cold....

Link to post
Share on other sites

Says for first time account holders... I had a ING account years ago so I dont think I will qualify.

Thinking you are right.

 

GPing this, for the CB crew. I had an ING Orange account YEARS ago, and messed it up (bounced deposits via check, bounced the checks.)

 

Will know very soon when he come back on the line.

Link to post
Share on other sites

^^^ Yeah, I am just on endless hold, so.. Seems previous ING customers are NOT ELIGIBLE for this.

 

I will give it another 10 minutes, but I feel like whatever it said on his screen made him drop the call. :)

Link to post
Share on other sites

^^ Hmmm... First confirmed ING Orange BLACKLISTING!! (*Me!)

 

(CSR comes back on)

(pleasantries)

.. "CURRENTLY, is not able to do business with you."
Me: "Why?"
CSR: "As of right now, we are not able to open anything up anything under info."
Me: "Ok, I understand that.. Any info as to why?"
CSR: Previous banked with ING Direct....
-- "Whatever happened back then, looks like are not able to open anything up for at this time."

Sharebuilder is for stocks and trades...

Link to post
Share on other sites

Why are there no terms and conditions on this offer?

 

Also, do they deny new accounts if your reports are frozen?

 

There's the "nitty gritty" on the main page, and the "view more detailed info" when you click apply. What else are you looking for?

 

And savings isn't a hard. Doubt checking would process with a froze report. You can always give it a shot. Someone here posted EX.. They told me EQ. YMMV.

Link to post
Share on other sites

I opened a checking and savings and a sharebuilder account.

 

They give you a $150 bonus for opening the sharbuilder account after 3 trades.

 

I did not opt for the overdraft line of credit on the checking, ill report back if I got a hard or soft.

 

Link to post
Share on other sites

Application result language with reports on ice:

 

"Thanks for your interest in 360 Checking. As you know, 360 Checking requires a credit check to determine your eligibility for the account. Unfortunately, you're unable to complete the account opening process for the reason(s) listed below:

  • You have no credit score reported.

Because of this, you can't open 360 Checking.


We obtained your credit information from Equifax, an outside credit reporting agency"

Link to post
Share on other sites

Application result language with reports on ice:

 

"Thanks for your interest in 360 Checking. As you know, 360 Checking requires a credit check to determine your eligibility for the account. Unfortunately, you're unable to complete the account opening process for the reason(s) listed below:

  • You have no credit score reported.

Because of this, you can't open 360 Checking.

We obtained your credit information from Equifax, an outside credit reporting agency"

 

Opt in or out of overdraft?

Link to post
Share on other sites

 

Application result language with reports on ice:

 

"Thanks for your interest in 360 Checking. As you know, 360 Checking requires a credit check to determine your eligibility for the account. Unfortunately, you're unable to complete the account opening process for the reason(s) listed below:

  • You have no credit score reported.

Because of this, you can't open 360 Checking.

We obtained your credit information from Equifax, an outside credit reporting agency"

 

Opt in or out of overdraft?

 

Don't make it through app process that far b4 it kicks out app.

Link to post
Share on other sites

After you sign up for the savings and go to apply for the checking, where do you go and does it say anything about the $125? I ask because it is 11:12 here and want to make sure its not something crazy like eastern time or something. I have my $75 and want the other $125

Link to post
Share on other sites

Wanted to correct my statement. I did the savings at 1058 central time and earned the 75 and went in to sign up for the checking. It was now past 11 and the site had no mention of the $125 bucks. Apparently it ended 12am eastern time so I was too late for the checking. Since it wasn't mentioning the bonus, I was advancing screen by screen to confirm rather or not is get the bonus. I stopped before I created the account but one if the screens is what authorize my report to be pulled. So it was pulled for the checking not the savings. I learned all thus today when I called them. Since I already took the pull, I went ahead and opened the account and they are going to give me $50 which is better than nothing. I should have read more before clicking away

Link to post
Share on other sites

The last post in this topic was posted 2892 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Similar Content

    • By desibaaba
      Thank you Credit board members for a wealth of information.
       
      It's time to say good bye.
      Relieved after closing accounts.
       
      Merrick Bank ( July 2008) Limit: 1650 Annual Fee 96.00
      Merrick Bank ( Hooters Card) ( Sep 2008) Limit: 1100 Annual Fee: 96.00
      Capital One ( Feb 2009) Limit: 1000 Annual fee: 39:00
    • By Mothergoose24
      *Disclaimer: typing with my iPad, so I apologize for errors!
       
      Today while doing my daily pulls I noticed something Imtersting.
       
      A little back story first. I received a letter stating that Navient who I never heard of was buying my loans, but nothing else would change. I received that letter probably six months before the switch. Well, soon after the switch, I log on to my new navient account only to find that half of my loans are gone. I then get another letter a week later stating the Nelnet has purchased half of my loans. I was pretty mad considering Sallie Mae said nothing else would change, so did Navient. I didn't know anything of this until after it happened. So after being aggravated, I just decided to deal with it, set them all up for auto pay again, and forget about them.
       
      Well, today I login to find that during the switch my Navient loans were closed and new Nelnet loans were reporting, but the new Nelnet loans were reporting with my original loan date, so it added 10 months to my AAOA and also 10 months to my credit length history. Raised my score to the tune of 8 points on my EQ. so essentially it added four new accounts with old 2006-2008 dates
       
      The second odd thing was my capital one card that I got during college (my first cc) which only had a limit of $500 was bumped to $2000. I asked for a CLI last year and they said no, so I called and asked and they said they wouldn't give me one since I didn't use the car, I complanined saying that I have credit lines of well over 10k and i would never use it with that low of a limit, they still said no. I never login and even check that account, but just so happened to check and boom the AUTO CLI, which seemed odd to me. I may have to use it now a couple times to show them I still care 👍😀
       
      Anyone else have a similar experience with their Student Loans. I'm on the downside and hoping to pay them off this year, but thought that it was interesting how it took place on my CRs. Didn't think they would process like that. My old loans show (Transferred/Sold/Closed.)
       
      INPUT PLEASE?
    • By belairpatrol
      Just past 6 months and interest rate is 22.9%. Will they pull credit report if I ask for lower interest rate?
    • By PotO
      Got this antique Orchard Bank card that got schlepped off on Cap One. At the time I was not thrilled at the prospects of being adopted by Cap One since from what I read online they were worse than HSBC. But Cap One gave me a CLI to $10k so I was happy.
       
      Every couple of months I try the LUV button more for the free FICO than anything else. And, expectedly, I always get shot down usually for insufficient use. But I get my FICO, which was my original goal.
       
      So two days ago I figure I'll go for another FICO and got the usual "under review" message. The past three months I've used my Cap One card a lot, but still had no expectation of getting a CLI. Today get the message than they increased to $15k. I'm shocked!
       
      But no FICO.
       
      I'm not sure if it's just because of holiday season or maybe Cap One really does like to see usage. Still, even though $15k is below average, considering it is from Cap One I will take it with gratitude.
       
      One thing I noticed that's changed with the LUV button is that now it asks for your usual monthly CC spending. I wonder what effect that has in their decision.
    • By david_weaver
      Marriott is again running their 70,000 point bonus promo if you sign up for the Chase Marriott Rewards Premier card. You only need to spend $2,000 the first 3 months.
       
      The typical bonus is 50,000.
       
      A a card-member, you get a certificate for 1 free night every year. Typical rooms at their mid-level brands are 15,000-25,000 points, so in addition to the free night, the 70,000 points will give you another 3-4 free nights. You just have to look on a case by case basis. Many of the modest brands like Town Place, Spring Hill, or Fairfield can be had for 7,500-10,000 points per night, so 70,000 points would earn you a week or more.
       
      One travel site estimates Marriott Reward points are worth a penny each. That would make this deal worth $700, plus the certificate for 1 free night.
       
      The only drawbacks I can think of is that Chase is not the most generous in the game with CLIs, and CLI requests are typically hard pulls. Also, there is no annual fee the first year, but $85 thereafter.
       
       



  • Member Statistics

    • Total Members
      183,028
    • Most Online
      2,046

    Newest Member
    dallas21
    Joined
×
×
  • Create New...

Important Information

Guidelines