An Easy $200

[Matti]

Only 9-ish hours left. No DD change required. Just make 5 purchases with your debit card and get $125. Park $500 in savings and get $75.

 

https://home.capitalone360.com/blackfriday?o=1

 

https://home.capitalone360.com/blackfriday?o=2

[mindcrime]

They pull a credit report?

[doctorofcredit]

They pull a credit report?

They pull Experian, savings account it's a soft pull and checking account is a HARD pull unless you opt out of overdraft protection.

[BamaInvestor]

Wish it applied to current customers...

[Matti]

I just called. Told me they like EQ for Checking. No hard for Savings.

[Guest]

I have Sharebuilder.. Has anyone else gotten this message?

 

 

 

There's a small issue with the information entered. Please give us a call at 1-888-464-0727 from 8 AM to 8 PM.

[itrev82]

Says for first time account holders... I had a ING account years ago so I dont think I will qualify.

[Guest]

^^^ Hmmm. I am on the phone with them now.

 

Something tells me I am BLACKLISTED from ING Orange, which is basically what "Capital One 360" is.................

 

Let's get ready for him to confirm this. Nice CSR... Let's see him turn cold....

[Guest]

Says for first time account holders... I had a ING account years ago so I dont think I will qualify.

Thinking you are right.

 

GPing this, for the CB crew. I had an ING Orange account YEARS ago, and messed it up (bounced deposits via check, bounced the checks.)

 

Will know very soon when he come back on the line.

[Guest]

^^^ Yeah, I am just on endless hold, so.. Seems previous ING customers are NOT ELIGIBLE for this.

 

I will give it another 10 minutes, but I feel like whatever it said on his screen made him drop the call.

[jonson]

Why are there no terms and conditions on this offer?

 

Also, do they deny new accounts if your reports are frozen?

[Guest]

^^ Hmmm... First confirmed ING Orange BLACKLISTING!! (*Me!)

 

(CSR comes back on)

(pleasantries)

.. "CURRENTLY, is not able to do business with you."
Me: "Why?"
CSR: "As of right now, we are not able to open anything up anything under info."
Me: "Ok, I understand that.. Any info as to why?"
CSR: Previous banked with ING Direct....
-- "Whatever happened back then, looks like are not able to open anything up for at this time."

Sharebuilder is for stocks and trades...

[Matti]

Why are there no terms and conditions on this offer?

 

Also, do they deny new accounts if your reports are frozen?

 

There's the "nitty gritty" on the main page, and the "view more detailed info" when you click apply. What else are you looking for?

 

And savings isn't a hard. Doubt checking would process with a froze report. You can always give it a shot. Someone here posted EX.. They told me EQ. YMMV.

[IWOL]

I opened a checking and savings and a sharebuilder account.

 

They give you a $150 bonus for opening the sharbuilder account after 3 trades.

 

I did not opt for the overdraft line of credit on the checking, ill report back if I got a hard or soft.

 

[virtualtreasure]

Application result language with reports on ice:

 

"Thanks for your interest in 360 Checking. As you know, 360 Checking requires a credit check to determine your eligibility for the account. Unfortunately, you're unable to complete the account opening process for the reason(s) listed below:

• You have no credit score reported.

Because of this, you can't open 360 Checking.

We obtained your credit information from Equifax, an outside credit reporting agency"

[Matti]

Application result language with reports on ice:

 

"Thanks for your interest in 360 Checking. As you know, 360 Checking requires a credit check to determine your eligibility for the account. Unfortunately, you're unable to complete the account opening process for the reason(s) listed below:

• You have no credit score reported.

Because of this, you can't open 360 Checking.

We obtained your credit information from Equifax, an outside credit reporting agency"

 

Opt in or out of overdraft?

[Guest]

Oddly enough.. Even though blacklisted there, I have an open Sharebuilder account.

 

Edited December 2, 2013 by rslifkin

[virtualtreasure]

 

Application result language with reports on ice:

 

"Thanks for your interest in 360 Checking. As you know, 360 Checking requires a credit check to determine your eligibility for the account. Unfortunately, you're unable to complete the account opening process for the reason(s) listed below:

• You have no credit score reported.

Because of this, you can't open 360 Checking.

We obtained your credit information from Equifax, an outside credit reporting agency"

 

Opt in or out of overdraft?

 

Don't make it through app process that far b4 it kicks out app.

[IWOL]

Just checked USAA credit monitoring and I got a hard pull on EQ

 

I did not opt for the ovedraft line of credit, so they stil hard pull you for the checking account even if you opt out of the ovedraft.

 

 

[Matti]

Well, even after paying for a month of b*, you still come out ahead

[IWOL]

I was hoping the hard pull would cost me at least a point but my EQ score stayed at 666

[Omnipotent]

There are better ways to get $200 plus out of your hard pull

[nolanryan]

After you sign up for the savings and go to apply for the checking, where do you go and does it say anything about the $125? I ask because it is 11:12 here and want to make sure its not something crazy like eastern time or something. I have my $75 and want the other $125

[nolanryan]

Also, I did the savings account only and got a hard inquiry.. fyi

[nolanryan]

Wanted to correct my statement. I did the savings at 1058 central time and earned the 75 and went in to sign up for the checking. It was now past 11 and the site had no mention of the $125 bucks. Apparently it ended 12am eastern time so I was too late for the checking. Since it wasn't mentioning the bonus, I was advancing screen by screen to confirm rather or not is get the bonus. I stopped before I created the account but one if the screens is what authorize my report to be pulled. So it was pulled for the checking not the savings. I learned all thus today when I called them. Since I already took the pull, I went ahead and opened the account and they are going to give me $50 which is better than nothing. I should have read more before clicking away