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Dischargeability due to failure to benefit?


bnwebm
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The last post in this topic was posted 3997 days ago. 

 

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I obtained my MA in counseling in 2006 in the second cohort to go through the then new program that offered the degree with 6-8 (I don't recall which exactly) fewer credits than is required to be licensed. The school "strongly encouraged" us to get a job and complete the post-graduate hours to get the license ASAP before the law changed but few of us were able to, mainly because finding anyone already licensed to supervise was nearly impossible. Anyway, I am now in a dilemma of not having a license but also not having enough credits to get said license, even if i'm being supervised. Is this grounds for discharge for inability to benefit, given that I cannot practice without a license?

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The straight answer is no - there is no discharge program for your issue. You will need to take this matter up with the University or their Accrediting Agency as the U.S. Department of Education does not endorse any institution or their educational programs - they just provide the funding for your education to the institution of your choosing. You are still bounds to the terms and conditions of your Master Promissory Note - it sucks, i Know!

 

Let us know what the University says.

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If that were the case every unemployed or underemployed person with a theater degree would do it. :) You'll need to complain to the School. Since I used to teach in higher education I'll tell you this. Write a letter to the Accreditation Board for your school and copy school administration. Be polite but let them know that you feel you were mislead and not given the education that was required to obtain a job in your field. Document the law change, etc etc etc. I have seen students have massive student loan debts repayed by the institution when there's an obvious issue.

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If that were the case every unemployed or underemployed person with a theater degree would do it. :) You'll need to complain to the School. Since I used to teach in higher education I'll tell you this. Write a letter to the Accreditation Board for your school and copy school administration. Be polite but let them know that you feel you were mislead and not given the education that was required to obtain a job in your field. Document the law change, etc etc etc. I have seen students have massive student loan debts repayed by the institution when there's an obvious issue.

 

Your first sentence made me laugh so hard. :rofl: Behind good comedy is truth.

Edited by chrisrobinson
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The last post in this topic was posted 3997 days ago. 

 

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