Cap One exec office request question

[LearningToFly]

Hi everyone.

 

I'm in the process of paying down/off my Capital One Accounts (3 accounts total) that have had high utilization (including 100% and some overlimits) for the past 24 months. The accounts are as follows:

 

$320 limit, opened Dec 2011 (former HSBC)

$850 limit, opened May 2011

$2300 limit, opened Aug 2010 (secured)

 

I'm going to ask EO that they unsecure the highest limit/oldest card and consolidate limits. My question for those who've done it is, how long do I need to let these sit with minimal balances before approaching the EO for this unsecure/consolidation request? Also, is there any point in adding deposit to the secured card before asking for them to unsecure it?

Thanks in advance

 

[moosetracks]

As far as I know Cap-1 does not consolidate cards anymore, I asked for it, response, no go. If these are now paid down I would go for a CLI with the EO. DOnt know about the secured.

[LearningToFly]

Thanks gdale. Anyone else who has had luck unsecuring?