YIPPPPEEEEE! Seeing Major Results & Score Is Increasing

[justzee22]

So after months of reading through the forums and disputing the accounts on my credit reports I am seeing things fall off and my score rising. Once I break 600 on each on I am thinking about applying for a secured credit card. The only revolving account I currently have is my auto loan which is in good standing. I have managed to stay away from opening an new accounts so that I am not hit with a load of inquires, nor do I have an public records (i.e. bankruptcies, tax liens, and court judgments) on my credit report. I have 3-4 accounts on each that I working to completely pay off so that each is clean and I can start rebuilding a clean line of credit.

 

This forum has been extremely helpful!!!!

 

Scores over the past 6 weeks!!!

 

Equifax 10/1/2013 565

Equifax 11/19/2013 576

 

Experian 10/1/2013 578

Experian 11/19/2013 597

 

Transunion 10/1/2013 565

Transunion 11/19/2013 586

[RiotAct]

Congrats!!! Keep at it and you'll be in the mid-600s in no time.

[cv91915]

Glad to see the results. Keep it up!

[SuperGurl72]

Congrats

[mendelssohn]

If your short-term goal is to get a secured card, why wait? Pick one with no credit check and get some positive history reporting. Your scores should see a bump if you currently have no revolving credit reporting now.

[tcindie]

Yay progress!

But...

The only revolving account I currently have is my auto loan which is in good standing.

wouldn't a car loan be an installment account, rather than a revolving account?

[gca]

Car loans are considered installment loans not revolving credit.

 

Get a secured card now. Don't wait until your scores are 600.

[raul602]

I agree with GCA, invest in a secured card now

[tongresman]

Congrats