Portfolio and SOL, oh jeez

[ravensangel]

Without thinking , I just took a call from Portfolio Recovery. Without thinking AGAIN, I gave them my current address (they had been sending stuff to a 5 year old address).

 

I told them I didn't recall this debt, didn't believe it was mine and to send me paperwork. I truely don't remember this debt, and now I realize they're calling because the SOL is up this month.

 

Please tell me I didn't just screw up and start the SOL over again. I feel like an salamander . I just started trying to fix my CR, just started with removing outdated addresses and stuff. Now I hafta jump in and deal with this, ug.

 

On another note, it's amazing how CRs collect addresses. On mine, there's one address, written different ways:

XXX Some St. AptE133

XXX Some St. Apt e133

XXX Some St. E133

XXX Some St. E 133

The only difference in some of them is just a space or the apt part, lol. Its led to my report having about 20 different looking addresses on it, when I've actually only lived in 5 places my entire life.

 

Sorry, I ramble when worried, I don't want to start the SOL over again. And I'd really hate it if Portfolio called and restarted it just before the end, it would be like they won or something.

 

Any ideas how to proceed?

 

Jen

[SuperGurl72]

I don't think you restarted anything. It doesn't seem that you said yeah I agree this is mine. I don't think giving them the address is such a bad thing. They seem like the type of trash that would serve you at an old address and then get a default judgement against you. This way they have the CORRECT place to send you paperwork. They now have 5 days to send that to you.

[SuperGurl72]

When and if they send you there demand for payment send them a DV and tell them NOT to call you anymore as well.

[ravensangel]

I don't think you restarted anything. It doesn't seem that you said yeah I agree this is mine. I don't think giving them the address is such a bad thing. They seem like the type of trash that would serve you at an old address and then get a default judgement against you. This way they have the CORRECT place to send you paperwork. They now have 5 days to send that to you.

 

That's why I was kind of concerned. I'm already dealing with a default judgment that I don't have a lot of info on yet.

 

Thanx.

[SuperGurl72]

I really think them having your address is much better for you. I am sure others would disagree but that way they don't have any excuse to serve you to an old address. You know what I mean?

They have been calling my in laws and my husband for ages asking for me by an old last name (meaning there is NO way it is in SOL) So I went ahead and sent them a letter a couple weeks ago asking what they want with me. Have not heard back yet.