SSN Change after Attempted ID Theft?

[sb83]

Two years ago, I lost my wallet. Someone tried to open a wireless phone account in my name. Since then (and also because I've been working on building my credit, I've had credit monitoring. Everything has been fine until this and last month when I've gotten alerted to two unauthorized inquiries on my credit.

 

Two for auto loans and one for resident screening. I've initiated a fraud alert on my credit and sent letters to the companies making the inquires via certified mail.

 

At this point, would it be best/beneficial to just have my social changed?

 

I am worried that this will cause issues with taxes, updating the # (with my apt complex, banks, auto loan, jobs, etc...), and may affect the progress I've made building my credit.

 

Any advice?

[nbipbm]

If they only found the wallet, then chances are they don't have the social too, unless it was in there. Changing the social won't solve it since they can still put down the same name and address for the report to be pulled. Instead of a fraud alert, you can freeze all three(free for identity theft) and that would prevent them from being able to access any of the bureaus. It's all up to you of course, but I wouldn't be so quick to request a new one.

 

It also isn't so simple to get a new number, as they don't give out new numbers regularly. Here's a link explaining it: http://www.socialsecurity.gov/pubs/EN-05-10064.pdf It has some of the points that I made in there and more.

Edited November 10, 2013 by nbipbm

[ICANHASMUNY?]

Two years ago, I lost my wallet. Someone tried to open a wireless phone account in my name. Since then (and also because I've been working on building my credit, I've had credit monitoring. Everything has been fine until this and last month when I've gotten alerted to two unauthorized inquiries on my credit.

 

Two for auto loans and one for resident screening. I've initiated a fraud alert on my credit and sent letters to the companies making the inquires via certified mail.

 

At this point, would it be best/beneficial to just have my social changed?

 

I am worried that this will cause issues with taxes, updating the # (with my apt complex, banks, auto loan, jobs, etc...), and may affect the progress I've made building my credit.

 

Any advice?

 

 

 

+10000 on Freezing your reports, file a fraud report with the IRS too,

 

http://creditboards.com/forums/index.php?showtopic=507167

 

send a FACTA letter to the CRA Fraud Dept, asking for the inquiries to be blocked.

 

read the ID theft forum Pinned topics.

[SteveinWa]

Might be easier to enter witness protection....

[CTSoxFan]

Getting your SSN changed is very difficult. I looked into it after I went through ID theft and remember it not being easy to do, so I didn't. Just freeze your reports, and get a monitoring service.

[sb83]

Thanks, guys. I will forego the SSN change, get these inquiries removed, get the police report, and get on the IRS bit ICANHASMUNY? recommended.

 

 

Two years ago, I lost my wallet. Someone tried to open a wireless phone account in my name. Since then (and also because I've been working on building my credit, I've had credit monitoring. Everything has been fine until this and last month when I've gotten alerted to two unauthorized inquiries on my credit.

 

Two for auto loans and one for resident screening. I've initiated a fraud alert on my credit and sent letters to the companies making the inquires via certified mail.

 

At this point, would it be best/beneficial to just have my social changed?

 

I am worried that this will cause issues with taxes, updating the # (with my apt complex, banks, auto loan, jobs, etc...), and may affect the progress I've made building my credit.

 

Any advice?

 

 

 

+10000 on Freezing your reports, file a fraud report with the IRS too,

 

http://creditboards.com/forums/index.php?showtopic=507167

 

send a FACTA letter to the CRA Fraud Dept, asking for the inquiries to be blocked.

 

read the ID theft forum Pinned topics.

 

 

Thanks. I will do this!