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For USAA Credit Monitoring Members can you see exactly what changed?


Innocent_Kiss
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The last post in this topic was posted 3370 days ago. 

 

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My Experian dropped 16 points in 2 days. The only change that I noticed is that my credit utilization went DOWN because my cc company reported my last payment. I'm not sure exactly what happened to cause the drop. I seen a screenshot of another monitoring service that actually gave an explanation. Which is that?

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USAA monitoring archives your reports every day that you pull. So if you are truly interested in what caused the specific FAKO scoring model used by USAA to drop your score you can compare the tradeline info one by one from one day to the next. You can also see if new inquiries or other events show up in the alert history section on the day your FAKO changed.

Edited by lucky4
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