CRA dispute or 1-2 Punch on Alliance One paid collection

[UNI4790]

I received an alert that a new collection had appeared on my credit report on the 10/16. It was for a moving violation I received in 9/2011. I set up payments through the court, but somehow I missed the last payment. They tacked on a $300 service charge and said my license was not suspended, but they could not reissue a duplicate until the fines were paid and I had until 1/2015. Then in 9/2013 I received a notice from the CA Franchise Tax Board that my wages would be attached if it was not paid by the 9/17/2013. So I paid the courts directly (in full) and received a receipt. Then on 10/16/13, the collection appeared. It is listed with Alliance One being the CA with a status of paid. I never received any kind of dunning letter, phone call or any other type of communication from Alliance One since I set up the payments in 2011. In fact, when I received the notice from the FTB, I called Alliance One to pay it and they said they couldn't accept it, that I had to pay the court directly.

 

My question is, would the best route be to 1-2 punch Alliance One, or dispute with the CRA first and then send a letter to Alliance if it's verified. I have done both and it seems to me that the 1-2 punch had faster results with less steps, but I'm not entirely sure that's the correct procedure in this instance. Can anyone weigh in on the situation?

 

 

Thanks!

[Sandscrit]

You paid the fine in full including the service charge directly to the courts right! The CA should not be reporting at all. I would send a copy of the paid fine along with a warning of intent to file a lawsuit for false representations of a debt if the negative reporting isn't removed immediately. If they don't, get a FDCPA consumer atttorney to review your compaint to see if they will file a lawsuit on your behalf pro bono

[UNI4790]

You paid the fine in full including the service charge directly to the courts right! The CA should not be reporting at all. I would send a copy of the paid fine along with a warning of intent to file a lawsuit for false representations of a debt if the negative reporting isn't removed immediately. If they don't, get a FDCPA consumer atttorney to review your compaint to see if they will file a lawsuit on your behalf pro bono

Yes, I paid the whole debt to the court. The letter would go to Alliance One, correct?

[Sandscrit]

 

You paid the fine in full including the service charge directly to the courts right! The CA should not be reporting at all. I would send a copy of the paid fine along with a warning of intent to file a lawsuit for false representations of a debt if the negative reporting isn't removed immediately. If they don't, get a FDCPA consumer atttorney to review your compaint to see if they will file a lawsuit on your behalf pro bono

Yes, I paid the whole debt to the court. The letter would go to Alliance One, correct?

 

Yes CCRM.