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TU B* not legit?


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So I signed up for Smart Credit and have been updating daily. I started with 12 inquiries and saw them begin to drop off. Sure gets to be fun when you see a lower number by 1 every day for a little while. So now I am showing 1 inquiry on SC, checked my Credit Karma, also showing only 1 inquiry, pulled my report from TU and all the inquiries are still there! What the??

Am I missing something?

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Inquiries are still on TU but lenders can't see them when they pull your reports.

Not sure if that is true...

I b* all 8 of my inquiries of TU. I then applied for a Bayclay card and was denied for to many inquiries...

There are credit bureaus that keep track of only credit card apps (ARS and IDA), so even if you *B, it's possible to be denied based on inquiries.

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Inquiries are still on TU but lenders can't see them when they pull your reports.

Not sure if that is true...

I b* all 8 of my inquiries of TU. I then applied for a Bayclay card and was denied for to many inquiries...

There are credit bureaus that keep track of only credit card apps (ARS and IDA), so even if you *B, it's possible to be denied based on inquiries.

 

 

Can you elaborate more on this?

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Inquiries are still on TU but lenders can't see them when they pull your reports.

Not sure if that is true...

I b* all 8 of my inquiries of TU. I then applied for a Bayclay card and was denied for to many inquiries...

There are credit bureaus that keep track of only credit card apps (ARS and IDA), so even if you *B, it's possible to be denied based on inquiries.

Can you elaborate more on this?

http://creditboards.com/forums/index.php?showtopic=494618

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