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The Master A Modest Proposal Thread (Feel Free to add Yours)


BobWang
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The last post in this topic was posted 2475 days ago. 

 

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I then went right to Equifax and paid for my report and score and they have me listed as a 590.

(I'm paying because I got my free annual back in February).

 

Did you purchase your actual report or the monitoring service? You want your actual report.

 

 

These are the two main options to purchase your score:

 

Equifax Credit Report and Score (http://www.equifax.com/equifax-credit-score/) = FAKO, score is worthless. No lender uses this score.

 

Equifax Credit Report with FICO Score (http://www.equifax.com/credit-score/) = FICO, score that is used by most lenders.

 

Uh, yeah. THIS ^

 

Kinda surprised that OP joined in '09 and still doesn't know NOT to buy FAKO scores..... :blink::huh::wacko:

 

 

I guess 5 years of reading would be

 

asking too much. :P

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I then went right to Equifax and paid for my report and score and they have me listed as a 590.

(I'm paying because I got my free annual back in February).

 

Did you purchase your actual report or the monitoring service? You want your actual report.

 

 

These are the two main options to purchase your score:

 

Equifax Credit Report and Score (http://www.equifax.com/equifax-credit-score/) = FAKO, score is worthless. No lender uses this score.

 

Equifax Credit Report with FICO Score (http://www.equifax.com/credit-score/) = FICO, score that is used by most lenders.

 

Uh, yeah. THIS ^

 

Kinda surprised that OP joined in '09 and still doesn't know NOT to buy FAKO scores..... :blink::huh::wacko:

 

 

I guess 5 years of reading would be

 

asking too much. :P

 

:lol:

 

Reading = Knowledge

 

Knowledge = Power ;)

Edited by BDK
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Search (Seek) and ye,

Shall find!

 

(Seriously, no one uses the search function anymore)

I actually don't find the search function on this board very useful. it shows you threads, but not individual posts. what good is search if it just points you to a 9000 post thread?

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Search (Seek) and ye,

Shall find!

 

(Seriously, no one uses the search function anymore)

I actually don't find the search function on this board very useful. it shows you threads, but not individual posts. what good is search if it just points you to a 9000 post thread?

 

 

Reading that 9000 post thread will introduce you to copious amounts of useful information.

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Reading that 9000 post thread will introduce you to copious amounts of useful information.

sure, but probably 80% of those posts are just mindless banter that have nothing to do with the topic. it could probably be cleaned up to 1000 posts of very useful info.

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